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Shoppers Stop HDFC Credit Card Features and Benefits

Following are the detailed features and benefits of the Shoppers Stop HDFC Bank Credit Card:

Welcome Benefit

Cardholders get a voucher worth Rs. 500 as a welcome benefit, which can be redeemed on any bill value at Shoppers Stop.

Milestone Benefits

• Earn ₹500 per month for a minimum purchase of ₹15,000 on Shoppers Stop over the weekend.
• Capped to a maximum of once in a month and five times in a year.

Reward Benefits

• Enjoy complimentary Shoppers Stop Membership
• Earn 3% Reward Points on every Shoppers Stop spend (Maximum cap of ₹500 per month)
• 1 % Reward Points on Non-Shoppers Stop Spends (Maximum cap of ₹1000 per month)

Reward Redemption

• Bank Reward Points redemption value will be ₹1 when availed against the Shoppers Stop voucher.
• All non-Shoppers Stop voucher redemptions will be as per HDFC Bank’s current redemption catalog.

Shoppers Stop HDFC Bank Credit Card Eligibility Criteria

The eligibility of the applicant to apply for the Shoppers Stop HDFC Bank Credit Card is as follows :

• For self-employed Indian Citizens, the minimum age of the applicant should be 21 years, and the maximum age should be 65 years, and he should have submitted an ITR of Rs.6 Lakhs or more
• For salaried Indian Citizens, the minimum age of the applicant should be 21 years, and the maximum age should be 60 years with a net monthly salary of Rs. 20,000 or more.

Shoppers Stop HDFC Bank Credit Card Fees and Charges

• Shoppers Stop HDFC Bank Credit Card is a lifetime free card, so you don’t need to pay any joining or annual fee for this.
• The interest rate on this card is 3.6% per month. Interest is charged on the outstanding amount not paid by the due date.
• The cash advance fee on this credit card is 2.5% of the transaction amount or a minimum of ₹500.
• The forex markup fee on this credit card is 3.5% on all foreign currency transactions.

Comparison Between Shoppers Stop & Shoppers Stop Black HDFC Credit Card

Let’s compare the Shoppers Stop HDFC Bank Credit Card with the Shoppers Stop Black HDFC Bank Credit Card. While both cards are ideal for purchases at Shoppers Stop, they have some differences.

Shoppers Stop HDFC Bank Credit Card Review

The Shoppers Stop HDFC Bank Credit Card is an exclusive HDFC card with attractive shopping benefits. Customers gain access to an exclusive Shoppers Stop membership that allows them to gain rewards when they purchase at Shoppers Stop. The reward points are credited to the Shoppers Stop account, which the members can redeem against the purchases made at Shoppers Stop either at the store or through the website. It’s ideal for those seeking a seamless shopping experience at Shoppers Stop.