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RBL Bank Titanium Delight Credit Card Features and Benefits

This credit card by the RBL Bank is a great card that comes with exciting entertainment benefits and exclusive benefits across various categories, including rewards, fuel, and many more. Below are the detailed features and benefits of the RBL Titanium Delight Credit Card:

Welcome Benefits:

You can earn up to 3,000 bonus Reward Points as follows:

• On making the first transaction using your credit card after you have paid the joining fee on the credit card, you will get 2,000 bonus reward points.
• If you make a transaction exceeding Rs. 10,000 using your credit card in the first 60 days from the date of card issuance, you will get additional 1,000 bonus reward points.

Milestone Benefits:

You can earn 4,000 bonus Reward Points every year if you achieve an annual spend of Rs. 1.2 lakhs in an anniversary year.

Movie & Dining benefits:

• Avail 1+1 offer on purchasing movie tickets from BookMyShow on Wednesdays.
• The offer can be availed once in a month and the maximum price of a free ticket is capped at Rs. 200 per ticket.

Fuel Surcharge Waiver

A 1%  fuel surcharge waiver on fuel transactions between Rs. 500 and Rs. 4,000 at all fuel stations in India.

Spend Based Annual Fee Waiver

If you spend an amount of Rs. 1 Lakh or more using your credit card in an annual year, the annual fee of Rs. 750 of your credit card will be waived off.

RBL Titanium Delight Credit Card Reward Points

The Reward Rate of the RBL Titanium Delight Credit Card is given below in detail:

• For every Rs. 100 spent using this credit card, you will get 1 Reward Point.
• For every Rs. 100 spent on groceries on Wednesday, you will get 20 Reward Points.
• For every Rs. 100 spent on Dominos/Pizza Hut on Wednesday, you will get 40 Reward Points.

Reward Redemption:

• Redeem your reward points against selected flights, hotel bookings, and mobile recharge, high-end gadgets, accessories, gift vouchers, etc, at RBL Rewards
• For redemption purposes, the monetary value of 1 Reward Point is equivalent to Rs. 0.25.

RBL Titanium Delight Credit Card Fees and Charges

The principal fees and charges associated will the RBL Bank Titanium Delight Credit Card are as follows –

• This credit card comes with a joining and renewal fee of Rs. 750.
• You have to pay an interest of 3.5% per month on the overdue amount.
• The forex fee on the RBL Titanium Delight Card is 3.5% of the transaction amount.
• You have to pay a cash advance fee of 2.5% of the amount withdrawn or Rs. 500, the higher of the two.

RBL Bank Titanium Delight Credit Card Eligibility Criteria

An applicant needs to fulfill the eligibility criteria in order to be eligible to apply for this credit card. The eligibility criteria is as follows:

• The applicant should be a minimum of 21 years of age.
• This credit card is issued either to salaried or self-employed individuals.
• The applicant should possess a decent credit score.

Documents Required

You need to have the following documents in hand to apply for the RBL Bank Titanium Delight Credit Card :

• Identity Proof: Aadhar Card, Driving License, PAN Card, Passport, Voter’s Id, etc (any one of these).
• Address Proof: Aadhar Card, Latest months’ utility bills, Passport, Ration Card, etc.
• Income Proof: Latest salary slips/bank statements, or latest audited ITR.

How To Apply For RBL Titanium Delight Credit Card?

The RBL Bank Titanium Delight Credit Card can be applied offline or online.

Follow the below-mentioned steps if you want to apply for a credit card through online mode :

• Click on Apply Now and proceed further by filling in all the required details.

Offline Mode :

If you wish to apply through offline mode, all you have to do is to visit the nearest bank branch with your documents and fill in the physical form.

Conclusion

RBL Bank Titanium Delight Card is a highly rewarding card. You can earn annual benefits worth Rs. 7,500 on this card. It can earn you accelerated reward points on grocery shopping and pizza mania. Accumulated reward points can be redeemed towards mobile recharge, gift vouchers, flight bookings, etc. you can avail fuel surcharge waiver of Rs. 100 on purchasing fuel worth Rs. 500-Rs. 4000 per month. It gives you a 1+1 offer or a discount of Rs. 200 on the purchase of movie tickets from Bookmyshow every Wednesday. This is the card one should definitely go for as it will generously give back to its cardmembers.