My credit card India

Welcome Benefits

The RBL Bank iGlobe Credit Card offers a welcome benefit of a MakeMyTrip voucher worth ₹3,000. To receive this voucher, you need to complete two simple steps. First, you must use your card for an eligible purchase within 30 days of receiving it. Secondly, you need to pay the annual membership fee by the due date shown on your first statement.

Once you’ve completed these steps, you will receive the voucher as a reward. It will be sent to you through SMS and email. You can expect the voucher to be credited to your account within 60 days after you have made the eligible transaction and paid the annual fee.

Milestone Perks

With the RBL Bank iGlobe Credit Card, you can earn rewards through its milestone program. When you spend a total of ₹5 lakhs or more in a year, you will receive 10,000 bonus Reward Points. If you reach a higher spending level of ₹8 lakhs or more in a year, you can earn an additional 10,000 travel points. These travel points can be beneficial for booking trips or enjoying travel-related perks.

The Reward Points will be added to your account within 30 days after you meet the spending thresholds. The total spent is calculated based on the billed amounts from both primary and add-on cards, but some transactions don’t count. Cash withdrawals, installment payments (EMIs), fees, and taxes won’t be included in the qualifying amount.

Reward Rate

The rewards program of the RBL IGlobe Credit Card for its card members is quite impressive. When you use the card for international transactions, you earn 10 Reward Points for every ₹100 you spend. For domestic transactions, you’ll earn 5 Reward Points for every eligible transaction of ₹100. This means that even your everyday shopping can help you build up your Reward Points. It is important to note that certain types of transactions, such as payments made for railways, rental services, and miscellaneous expenses, do not qualify for these rewards.

You can redeem the Reward Points you earn by visiting the rblrewards site. The Reward Points you earn in one month will be credited to your account within 45 days after your transactions have been settled.

Airport Lounge Access

The RBL Bank iGlobe Credit Card offers its cardholders access to airport lounges, both domestic and international. Cardmembers can enjoy two free visits to domestic airport lounges every quarter. There may be a small authorization fee of ₹25 or ₹2 for validation, but this amount won’t be charged to your account. For international travelers, the iGlobe Card also provides six complimentary visits per year to over 1,400 lounges worldwide through a Priority Pass. If you bring guests, charges may apply to them.

Railway lounge access is also provided with this card, where users can access the lounge area at select railway stations twice every quarter.

Concierge Services

The RBL Bank iGlobe Credit Card offers concierge services to make your life easier. You can call the concierge desk for assistance with various needs, such as booking golf courses, renting cars, and making hotel reservations. They can also help with business services, planning special events, and finding information about spas, fitness centers, and sports activities.

If you’re dining out, the concierge can recommend restaurants and help with reservations. They can assist with flower and gift deliveries. The concierge services are available 24/7 for its cardholders.

Forex Markup Fee

The RBL Bank iGlobe Credit Card has a Forex mark-up fee for international transactions. When you use the card for purchases abroad, you will be charged 1.50% of the total amount. This means that if you buy something abroad or make an online purchase in a foreign currency, you’ll pay a little more due to this fee.

Golf Perks

The RBL Bank iGlobe Credit Card offers golf perks for its cardholders, which is something new. If you enjoy playing golf, you can easily access some of the best golf courses in India, making it a great option for both seasoned players and beginners.

One of the main perks is that you get four complimentary rounds of green fees each year, which means you can play for free at selected courses. You even receive one golf lesson every month, which is perfect for improving your skills on the course. If you still want to play more after using your complimentary rounds, you can enjoy a 50% discount on green fees beyond those initial rounds. To book a game, you just need to call the MasterCard World Card Golf helpline.

Fuel Surcharge Waiver

The RBL Bank iGlobe Credit Card offers a fuel surcharge waiver to cardholders. When you make transactions on fuel for an amount between ₹500 to ₹4,000, you won’t have to pay the extra fuel surcharge on your purchase. Every month, you can get a waiver on these surcharges up to ₹250.

RBL Bank iGlobe Credit Card Review

The RBL Bank iGlobe Credit Card is created for NRIs, which makes online shopping, travel bookings, and everyday spending simple without the need for currency exchange. It offers a welcome gift of a ₹3,000 MakeMyTrip voucher and helps in earning Reward Points for international and domestic spending. It also provides airport and railway lounge access, which is perfect for frequent travelers. This card can only be accessed by potential cardholders by visiting the RBL Bank branch.

This credit card is perfect for NRIs who frequently spend on international purchases and travel. If you use an NRE Savings Account to manage your finances, you can easily pay your bills by setting up standing instructions. The milestone perks provide a great incentive for high-spending individuals, allowing them to earn bonus Reward Points and travel benefits. The RBL Bank iGlobe Credit Card is a valuable asset for NRIs seeking to maximize their spending rewards while enjoying seamless financial management.