My credit card India

Joining Benefits

Upon joining, Patanjali RBL Bank Swarn Credit Card holders are eligible for a welcome benefit of 6,000 Reward Points worth ₹1,500 upon making a transaction worth ₹1,000 within 30 days of card issuance and paying the annual membership fees. The welcome benefit is credited to the member’s account within 60 days of card issuance upon meeting the transaction and fee payment criteria. If you have noticed, the welcome benefits are worth the joining fee. This means that the amount you spend to join the card is returned to you in the form of Reward Points.

Rewards Program

With the Patanjali RBL Swarn credit card, you can get cashback offers in various categories, such as groceries, fuel, and more. The card provides a cashback of 10% up to ₹750 every month on a minimum transaction of ₹500 at Patanjali stores online and offline.

Swarn cardholders will earn 1 Reward Point for every ₹100 spent on online and offline transactions. All the Reward Points earned can be redeemed for products, vouchers, and much more at RBL Rewards.

Value of 1 Reward Point = ₹0.25

Railways, utilities, wallets, rentals, insurance, education, government transactions, EMI, and cash are excluded from the rewards program, which means no Reward Points will be earned on making purchases on these items.

Milestone Benefits

Patanjali RBL Bank Swarn Credit Cardholders can enjoy milestone benefits. On spending ₹3 lakhs in a year, users get a gift voucher worth ₹1,500 from Patanjali. To qualify, your spending should include transactions of at least ₹12,000 at Patanjali stores or websites.

If you spend ₹5 lakh in a year, you are eligible for a 4 nights/5 days complimentary stay at Patanjali wellness centers. To avail of this benefit, your spending should include transactions of at least ₹15,000 at Patanjali stores or website. The yearly cycle is considered from the date of card issuance to card renewal. UPI transactions less than ₹2,000 are not eligible for milestone benefits.

Airport Lounge Access

With the Patanjali RBL Swarn Credit Card, you get one complimentary domestic lounge visit per quarter at selected airport lounges in India. To be eligible, you need to spend ₹50,000 in the previous calendar quarter. Access to the lounge is available at select airports and is on a first-come-first-serve basis.

Buy-One-Get-One on BookMyShow

Patanjali RBL Swarn Credit Cardholders can enjoy a buy-one-get-one-free offer on movie ticket bookings through BookMyShow. When booking one movie ticket, cardholders will receive the second for free or a discount of up to ₹200. Users can avail themselves of this offer once every month, and it is only available on the weekends.

Pantajali RBL Bank Swarn Credit Card Review

The Patanjali RBL Swarn Credit Card offers great benefits for frequent shoppers at Patanjali stores. With a reasonable joining fee, cardholders can enjoy 10% cashback on Patanjali purchases, along with various rewards and welcome benefits. The card also provides airport lounge access and one-plus-one offers on movie tickets. For people who regularly shop at Patanjali and are looking for a credit card that offers rewards and perks at a lower price, the Patanjali RBL Swarn Credit Card is definitely worth considering.