MakeMyTrip ICICI Bank Credit Card
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Joining Fee
Renewal Fee
Best Suited For
Reward Type
|
Welcome Benefits
Movie & Dining
BOGO on Movie Ticket Bookings (Twice Each Month)
Rewards Rate
6 myCash/₹200 on Hotel Spends, 3 myCash/₹200 on Flight, Bus, and Cab Bookings, and 1 myCash/₹200 on Other Spends
Reward Redemption
1 myCash = ₹1
Travel
High Rewards on Travel Spends
Domestic Lounge Access
Eight Complimentary Visits Each Year
International Lounge Access
One Free Visit Each Year
Golf
N/A
Insurance Benefits
N/A
Spend-Based Waiver
Annual Fee Waiver on Spends of ₹3 Lakh in a Year
Rewards Redemption Fee
Nil
Foreign Currency Markup
0.99%
Interest Rates
3% Monthly and 36% Annually
Fuel Surcharge
N/A
Cash Advance Charges
2.5%
- The joining and annual charge of this card is ₹999 + GST.
- This is a travel-centric credit card.
Pros
Even those who do not have a dedicated travel credit card can choose this card, as it is associated with the popular platform MakeMyTrip and is affordable at ₹999 per year.
Cons
Although this is a travel credit card, it is only limited to the ecosystem of MakeMyTrip. Those who do not book through this one particular platform shall find no use for the card.
Joining Benefits
As a welcome benefit of the MakeMyTrip ICICI Credit Card, cardholders will receive a MakeMyTrip voucher and a complimentary MMTBLACK Gold Membership.
The MakeMyTrip voucher is worth ₹1,000 and will be issued within 45 days of the joining fee being realized. There is no minimum order requirement for using this voucher, and it will be valid for three months from the date of issuance.
The MMTBLACK Gold Membership will be valid for 12 months for cardholders. Those who already have this tier will see their tenure extended by 12 months.
Earn myCash on Spends Made With MMT ICICI Credit Card
When spending with this credit card, users are awarded myCash without any cap. This cash can be used for hotel, flight, holiday, and other travel bookings with MakeMyTrip. Cardholders can also use their myCash to purchase partner vouchers via MMT. MyCash does not expire, and one myCash is equal to ₹1.
| Category | myCash |
| Hotel Bookings on MMT | 12 on Every ₹200 Spent |
| Flight, Cab, Bus, and Holiday Bookings on MMT | 6 on Every ₹200 Spent |
| Domestic and International Spends Outside of MMT | 2 on Every ₹200 Spent |
| Spends on Insurance | 2 on Every ₹200 Spent (Capped at Maximum of 1,000 myCash Per Year) |
No myCash shall be awarded for the following transactions.
- Rent Payments
- Cash
- Fuel
- Gambling
- Any Transactions Carried Out for Commercial Purposes
Complimentary Airport Lounge Access
Primary credit cardholders will receive 2 complimentary domestic airport lounge access visits each quarter (eight each year) and one international airport lounge access visit per year. Only the primary cardholder of the MakeMyTrip ICICI Credit Card is eligible for free airport lounge visits; add-on cardholders are not eligible. You can find the complete list of eligible airports for free lounge access here.
Two Free Movie Tickets Each Month
Buy one movie ticket and get one free when booking through BookMyShow or Inox. This deal is available twice per month for both RuPay and Mastercard variants. For instance, if a cardholder claims a free movie ticket using the Mastercard, they can also claim one using the RuPay in the same month. The maximum discount on the second ticket is ₹150, which translates to monthly savings of ₹300 and yearly savings of ₹3,600.
Low Forex on International Spends
MakeMyTrip ICICI Credit Card holders are only charged a minimal 0.99% Forex fee on international transactions. This is a great benefit for travelers as it leads to additional savings. Typically, credit cards charge 3.5% on foreign transactions except for super premium cards, but this card offers low Forex, and that too at a low annual fee of ₹999.
Annual Benefits
The annual charge of ₹999 shall be waived on spending ₹3 lakh in a card anniversary year. Those who cannot meet the spending requirement shall have to pay the annual charge, but they shall receive ₹1,000 voucher from MakeMyTrip on realization of fees.
What Happened to MakeMyTrip ICICI Bank Signature/Platinum Credit Cards?
ICICI Bank previously issued the MakeMyTrip ICICI Bank Signature and Platinum Credit Cards. These have now been canceled and cannot be applied for. Only the current MakeMyTrip ICICI Bank Credit Card is valid.
Bottom Line
MakeMyTrip is a well-known platform for booking family trips, vacations, weekend getaways, honeymoons, and more. Whether it’s flights, hotels, cabs, or buses, MakeMyTrip offers the best deals and prices. The MakeMyTrip ICICI Bank Credit Card is a versatile travel co-branded credit card with multiple travel-focused features. The only requirement is that all bookings and expenses must be made through MakeMyTrip to ensure you earn the highest rewards.
This card offers plenty of domestic airport lounge visits, but the number of international lounge visits is limited to just one, and both are only valid for the primary cardholder. One of the best features of this card is the low Forex markup charge of 0.99%, which is beneficial for making international purchases. The reward-based system is only good if you make spends on MakeMyTrip. Basically, only those who make spends with the online travel booking platform can fully take advantage of this card.
For those who book their travel through MakeMyTrip, this is the perfect card, especially considering that the previously issued MMT ICICI co-branded credit cards have now been discontinued.
FAQs:
Does MakeMyTrip ICICI Credit Card offer zero Forex charges?
I already have an ICICI Bank credit card. Can I get the MakeMyTrip ICICI credit card?