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Welcome benefits:

• As a welcome gift, the IndusInd Bank Payback Credit Card entitles you to earn 1,000 PAYBACK points once the joining fee is paid.
• You even get a complimentary PAYBACK Plus membership.

IndusInd Bank Payback Credit Card Rewards

• On the IndusInd Bank Payback Credit Card, you can earn 20 PAYBACK points per Rs. 100 spent on movie tickets bookings.
• You can earn 5 PAYBACK points per Rs. 100 spent on dining.
• You can earn 5 PAYBACK points per Rs. 100 spent on groceries and shopping.
• You can also earn 2 PAYBACK points on every other Rs. 100 spent (on utilities, insurance payments, etc) on this card.
• No PAYBACK Points for fuel transactions.

Milestone Benefits:

• The IndusInd Bank Payback Credit Card allows you to earn 500 Payback Points if you spend Rs. 20,000 or more in a month.
• You can also earn 4000 Payback points on spending Rs. 2,00,000 or above in a year.

Reward redemption:

• All your collected payback points can be redeemed against e-vouchers, recharges, buying products from the given catalog, etc. (www.payback.in).
• 1 PAYBACK Point = Re. 0.25.

Insurance benefits:

• The IndusInd Bank offers personal air accident insurance up to Rs. 25 lakhs on Payback Credit Card.

Other benefits:

• You get complimentary access to Auto Assist such as roadside repair, emergency fuel supply, emergency towing assistance, and much more.

Conclusion

If you want a credit card that can be easily managed and also be pocket-friendly, then the Payback credit card by IndusInd Bank is the right choice to go for. It generously pays you back in terms of the reward points. For fuel transactions between Rs. 400 to Rs. 4000, you can avail of a 1% waiver on fuel surcharge across all fuel stations in India.

Not to mention, the milestone benefits on the IndusInd Bank Payback Credit Card are highly rewarding as it not only lets you earn payback points every month but on yearly basis too. You can even earn 500 Payback points every month on transactions of Rs. 20,000 and above and 4,000 payback points on yearly spend of Rs. 2,00,000 and above. It offers you auto assist services too. This card offers various benefits and features and one can vouch for it without any hesitations.