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BOBCARD YODDHA Credit Card – Features and Benefits

Exclusively made for Indian army personnel, the Indian Army Yoddha Credit Card comes with several privileges across different categories, including travel, rewards, golf, and many more. All the features and benefits of this credit card are given below:

Welcome Benefits

• 500 bonus Reward Points on spends of ₹5,000 within 60 days of card issuance.
• You get a complimentary FitPass Pro membership fee for 6 months.

Milestone Benefits

You get complimentary Amazon Prime annual membership for one year on spending Rs. 1 lakh or more within the first 90 days of card issuance.

Travel Benefits

The cardholders get eight complimentary domestic lounge access every year with the Indian Army YODDHA BOBCARD Credit Card (capped at two visits per quarter). This benefit can only be unlocked on spends of ₹20,000 in the preceding quarter.

Insurance Benefits

The cardholders get insurance coverage worth Rs. 20 lakhs against accidental death (including air and non-air accidents).

Fuel Surcharge Waiver

• You get a 1% fuel surcharge waiver on all fuel transactions between ₹400 and ₹5,000.
• The maximum waiver per month is capped at ₹250.

Indian Army BoB Yoddha Credit Card Reward Points

The reward rates offered by the Indian Army BoB Yoddha Credit Card in different categories are as follows:

• You get 2 Reward Points on every retail spend of ₹100.
• You get 5x rewards on every spend of ₹100 on groceries and departmental store spends.

Reward Redemption

• The Reward Points earned using this credit card can be redeemed against various options available at the BoB Rewards portal.
• 1 Reward Point = ₹0.25.

Indian Army BoB Yoddha Credit Card Fees and Charges

Some very important fees and charges associated with the Indian Army Bank of Baroda Credit Card are mentioned below:

• This credit card is lifetime free, i.e., you don’t need to pay any joining or annual membership fee for this card.
• The interest rate on the BoB Yoddha Credit card is 3.49% per month.
• The foreign currency markup fee on this credit card is 3.5% of the total conversion amount.
• The cash advance fee on this credit card is 2.5% subject to a minimum of Rs. 300 at domestic ATMs, and 3% subject to a minimum of Rs. 300 at international ATMs.

Indian Army BOBCARD Yoddha Credit Card Eligibility Criteria

The eligibility criteria that the applicants need to fulfill in order to get approved for the Bank of Baroda Yoddha Credit card are as follows:

• The applicant should be an Indian Army Personnel.
• The applicant’s age should be a minimum of 18 years.
• The applicant should have a decent credit score.

Documents Required

The list of documents required to apply for the Indian Army BoB Yoddha Credit Card is given below:

• An Identity Proof (such as an Aadhar Card, PAN Card, Voter’s ID, Passport, etc).
• Proof of being an Indian Army Personnel.
• Address proof (such as latest utility bills, Aadhar Card, etc).

How To Apply for The Indian Army BoB Yoddha Credit Card?

You can apply for the Indian Army BoB Yoddha Credit Card only if you are an Indian Army Personnel. There are several ways to apply for this card. You can apply for it offline by visiting your nearest BoB branch with all the required documents and filling out the physical application form. To apply online for this card, follow the below-mentioned steps:

• Click on Apply Now appearing on your screen.
• Fill in all the required details.
• Complete all the formalities and submit the form.

Bottom Line

The Indian Army Yoddha Credit Card issued by BoB Financial can be considered just the best option for Indian Army personnel as the card offers so many exciting privileges with a zero annual fee. From reward points to lounge access, you get decent benefits across all the categories with this card. Moreover, the free golf rounds with this lifetime free card give it a big plus. So, if you are an eligible individual, you should definitely try to get this card and avail of all its benefits for absolutely free. Another similar card that BOBCARD offers for Indian Navy personnel is the BoB Varunah Credit Card. You can also check that out if you are in the Indian Navy. This was the Indian Army BoB Yoddha Credit Card review from our side. Let us know your views on this in the comment section below!