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IDBI Bank Winnings RuPay Select Credit Card Features and Benefits

Welcome Benefits

• On IDBI Bank Winnings RuPay Select Credit Card, you get 10% cashback up to Rs. 500 on all transactions done within 90 days of the card issuance as a welcome benefit.
• The cashback offer is only applicable when the joining fee is paid.

Spends on UPI

You can easily make UPI spends with the IDBI Bank Winnings RuPay Select Credit. Link your RuPay Credit Card with the UPI app of your choice and start making payments with a click of a button.

Insurance Benefits

• The IDBI Bank covers accidental death insurance up to Rs. 10,00,000 on IDBI Bank Winnings RuPay Select Credit Card.
• It also covers accidental permanent disability insurance up to Rs. 10,00,000.

Other Benefits

• The IDBI Bank Winnings RuPay Select Credit Card covers zero liability protection in case of an unfortunate event of card loss/theft.
• Even reporting the loss/theft of the card, if any fraudulent transaction happens, then the bank will cover the loss.

IDBI Bank Winnings RuPay Select Credit Card Rewards

• The IDBI Bank allows you to earn 500 delight points or more on making 5 eligible transactions worth Rs. 1000 per month.
• You can also earn 2 delight points on every other Rs. 100 spent on this card.
• On IDBI Bank Winnings RuPay Select Credit Card, you get doubled delight points during your birthday month. This means you will get 4 delight points on every Rs. 100 spent in the birthday month.

Reward Redemption

The accumulated reward points on the IDBI Bank Winnings RuPay Select Credit Card can be redeemed towards dining, shopping, utility bills, holidays, gifts, and entertainment.

IDBI Bank Winnings RuPay Select Credit Card Review

The IDBI Bank Winnings RuPay Select Credit Card certainly comes with a good reward base rate. It is best suited for first-time credit card users. On shopping with this card, you earn two delight points per Rs. 100 spend. It makes it easier for you to redeem your accumulated delight points towards making payments for utility bills, dining, shopping, entertainment, etc. Other than this, on accidental death or permanent disability, this card covers Rs. 10 lakhs for each. Moreover, with this card, you get zero liability protection in case of card loss/theft. Anyone can vouch for this card. On spending Rs. 90,000 in the previous year, the renewal fee will be reversed to the credit cardholder’s account.

If you’re an existing IDBI Bank Winnings RuPay Select Credit Card member, do let us know your experience in the comment section.