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IDBI Aspire Platinum Credit Card Rewards

With this card, you get 2 Delight points for every Rs 150 spent on shopping, dining, or traveling. The delight points can be redeemed for a wide array of gift vouchers that provide lifestyle benefits. The points accumulated can be redeemed for cashback. You do not get charged any redemption fee on reward redemption.

Welcome Benefit

As a welcome benefit, you get 500 Delight points on using your credit card for transactions worth Rs 1500 or above within 30 days of issuance of the card. Moreover, you get 300 Delight points on using your credit card for transactions worth Rs 1500 or above within 31 to 90 days of the issuance of the card.

Fuel Surcharge Waiver

You get a 1% surcharge waiver on fuel transactions between Rs 400 to Rs 4000. You get a maximum surcharge waiver of Rs 300 per statement cycle.

Instant EMI Facility

Get access to an instant loan from your IDBI Aspire Platinum Bank credit card by converting it into an EMI. Transactions up to Rs 3000/-  can be converted into an EMI. You can earn reward points transactions converted into an EMI. The amount converted can be paid over in 3,6,9, or 12 months.

Eligibility Criteria

• Applicant should be of 21 years to 60 years in case of a salaried employee
• Applicant should be of 21 years to 65 years in case of self-employed.
• The applicant should be a resident of India
• Add-on cardholders should be 18 years old.

What is the Documentation Required?

You need to provide the documents below when applying for this IDBI Aspire Platinum credit card.

• Proof of Identity-:  Passport/ Driving License/Voter ID/ Adhaar Card/ PAN card
• Proof of Residence-: Electricity/ Telephone Bill/ Election Card/ Passport/ Adhaar Card
• Proof of Income Proof-: Latest three months’ Salary Slip/ Latest three months’ Bank Statement/ Income Tax Returns (ITR)/Form 16.

Conclusion

IDBI Aspire Platinum Bank credit card is an entry-level card that gets you exciting rewards for spending money on dining, shopping, and traveling. Along with this card, you get two reward points for every Rs 150 spent using the IDBI Aspire Platinum Bank credit card. This card does not charge customers any joining or renewal fee. Suppose you are a beginner with no experience using a credit card. In that case, this card is a decent outlet for you. What do you think about this credit card? Please let us know in the comments below.