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Reward Points Earning

• 10X Reward Points for spends on Smartbuy.
• 10X Reward Points for Harley spends.
• 5 Reward Points for each retail spend of ₹150.
• 2X Reward Points on weekend dining at standalone restaurants. Maximum Reward Point earning for this category is capped at 1,000 RPs per day.
• Reward Points shall be valid for a period of 3 years.
• There shall be a cap for Reward Points earned for Insurance Transactions at 5,000 RPs per day.
• A maximum of 75,000 Reward Points can be earned in a statement cycle.

No Reward Points will be awarded for fuel, rent payments, government transactions, easy EMIs, or wallet reloads.

Reward Point Redemption/Value

You can redeem the Reward Points earned with the H.O.G Diners Club Credit Card for flight and hotel bookings via Smartbuy (Value of 1 Reward Point = ₹1). You can also redeem your Reward Points against popular partner airlines.

HDFC Bank H.O.G Diners Club Credit Card Top Features

Welcome Benefits

Cardholders can avail themselves of complimentary Club Marriott, MMT Black, Amazon Prime, Swiggy One, and Forbes memberships. Additionally, they would also get Harley vouchers worth ₹2,500. Customers can avail of all these benefits by spending ₹1.5 lakh within the first 90 days of card issuance.

Milestone Benefits

H.O.G Credit Card holders who spend ₹80,000 in a month would be eligible for one out of the following two benefits-

• One Month Membership of Cult.fit
• ₹500 Vouchers of Ola, BookMyShow, or Tata CLiQ (Any One)

Dining Benefits

• Enjoy discounts of up to 25% with the Good Food Dining Program. These discounts are only available when payment is made through Swiggy Dineout.
• 2X Reward Points on weekend dining.

Travel Benefits

• 5X Reward Points on flight and hotel bookings at Smartbuy.
• Unlimited domestic and international airport lounge access across the globe. Check the complete list of eligible airport lounges at domestic and international airports here.

Insurance Cover

The HDFC H.O.G Diners Club credit cardholders are provided with comprehensive insurance coverage.

Review of H.O.G Diners Club Credit Card

The HDFC Bank H.O.G Diners Club Credit Card is a premium offering designed for Harley Owners Group members, providing exclusive benefits and rewards. With a joining fee of ₹10,000 plus GST, this card caters to the shopping needs of Harley motorcycle enthusiasts. The welcome benefits, including memberships for Swiggy One (Three Months), Club Marriott, Amazon Prime, and MMT Black, along with Harley vouchers worth ₹2,500, make it an attractive choice.

One of the best features is the unlimited lounge access for both primary and add-on cardholders, ensuring a luxurious travel experience. The card provides substantial rewards, such as a 25% discount, 5 Reward Points for every ₹150 spent, and 10X Reward Points for SmartBuy and Harley spends.

While the card has a high joining and renewal fee, the spend-based waiver for renewal fees on reaching ₹5 lakh in spends, along with various benefits, contribute to its appeal. In conclusion, the H.O.G Diners Club Credit Card caters well to the lifestyle and travel needs of Harley Davidson enthusiasts, offering a premium experience with substantial rewards and benefits.