HDFC Bank Diners Club Black Metal Edition Credit Card

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(4.7/5)

Joining Fee

Rs. 10,000 + GST

Renewal Fee

Rs. 10,000 + GST

Best Suited For

Travel | Dining | Shopping |

Reward Type

Reward Points
|

Welcome Benefits

Complimentary Membership of Club Marriott, Swiggy One and Amazon Prime (On Spends of Rs. 1.5 Lakh Within 90 Days of Card Issuance)


Rewards and Benefits

Movie & Dining

 Benefits with Good Food Trails Program and 2X RPs on Weekend Dining

Rewards Rate

Earn 5 RPs on Spends of Rs. 150 and 10X RPs on Spends Made on Smart Buy

Reward Redemption

Redeem Rewards on SmartBuy or for Airmiles and Cashback

Travel

Unlimited Lounge Access for Primary and Add-On Cardholders

Domestic Lounge Access

Unlimited Complimentary Domestic Lounge Visits Across India

International Lounge Access

Unlimited Complimentary International Lounge Visits Across the World

Golf

6 Complimentary Golf Games Each Quarter

Insurance Benefits

 Air Accident Insurance Worth Rs 2 Crore and Emergency Overseas Hospitalisation Worth Rs. 50 Lakh.


Fees & Charges

Spend-Based Waiver

Spends of  Rs. 8 Lakh in a Year to Waive Renewal Fee

Rewards Redemption Fee

 N/A

Foreign Currency Markup

 2% of Transaction Amount

Interest Rates

1.99% Monthly & 23.88% Annually

Fuel Surcharge

N/A

Cash Advance Charges

2.5% of the Total Amount or Rs. 500 (Whichever is Higher)


Product Details
  • This is a metal credit card.
  • The joining fee is Rs. 10,000 plus taxes.
  • 5 Reward Points on spends of Rs. 150.
  • Complimentary Swiggy One, Club Marriott and Amazon Prime membership.
  • Unlimited lounge access.
  • 24 complimentary golf games in a year.


Pros/Cons

Pros

  • Unlimited international and lounge access for primary and add-on card holders.
  • 6 complimentary golf games each quarter.

Cons

  • The joining fee is Rs. 10,000, which might be high for some individuals.
  • The renewal fee can be waived by spending Rs. 8 lakh in a card anniversary year. This amount might not be achieved by some people.

HDFC Diners Club Black Metal Credit Card Benefits and Features

Welcome Benefits

The following welcome benefits can be availed with the Diners Club Black Metal Credit Card on making spends of Rs. 1.5 lakh within 90 days of card issuance.

Complimentary Amazon Prime Membership

This offer can be availed once and can be redeemed by logging on to your Amazon account.

  • Get free and fast delivery with your Prime membership.
  • Enjoy ad-free entertainment and music with the Prime Video and Music app.

Validity – Annual Membership

Complimentary Club Marriott Membership

Download the Club Marriott South Asia app to avail yourself of the benefits of this membership.

  • Get up to 25% off food and beverages at participating hotels in India for a maximum of 20 guests.
  • Get up to 20% off on food and beverages at participating hotels in Asia Pacific for a maximum of 20 guests.
  • Get up to 20% off spa services on participating Marriott Hotels.
  • Get up to 15% off on orders made on Marriott Bonvoy on Wheels.

Validity – Annual Membership

Complimentary Swiggy One Membership

  • Receive 40% off on Swiggy Dineout.
  • Get free delivery on all orders above Rs. 149.
  • No surge fees, even during holidays.
  • Receive Rs. 150 off on bills above Rs. 1500 twice a month with Swiggy Dineout.
  • Get 10% off on delivery with Swiggy Genie.

Validity – Annual Membership

Dining Benefits

Here are some of the benefits you can get while paying with your HDFC Bank Diners Club Black Metal Credit Card for dining and food.

  • Great benefits with the Good Food Trail Program.
  • Get up to 25% off on restaurant payments through Swiggy Dineout.

Unlimited Domestic Lounge Access

You can access many domestic lounges across airports in India at no additional cost. With the Diners Club Black Metal Credit Card, you shall receive free lounge access for primary and add-on card holders.

Unlimited International Lounge Access

Receive unlimited international lounge access worldwide across many popular airports. This is valid for primary and add-on card Diners Club Black Metal Credit Card holders.

Golf Benefits

6 complimentary golf games each quarter, i.e. 24 golf games in a year with the HDFC Diners Club Black Metal Credit Card. You can get in touch with your concierge to book them (Call 1800118887).

Milestone Benefits

Receive a fantastic bonus of 10,000 Reward Points after spending Rs. 4 lakh in a quarter. The Reward Points shall be credited within ten days from the start of the next quarter. Please note a calendar quarter to be eligible for milestone benefit is termed as follows – January to March, April to June, July to September and October to December.

HDFC Diners Club Black Metal Credit Card BenefitsHDFC Diners Club Black Metal Credit Card Benefits

HDFC Bank Diners Club Black Metal Credit Card Reward Points

  • Earn 5 Reward Points for every Rs. 150 spent.
  • Earn up to 10X Reward Points on spends made through SmartBuy.
  • 2X Reward Points (10 Reward Points) per Rs. 150 spends at restaurants on Saturday and Sunday.
  • These reward points are valid for a period of 3 years.
  • The maximum Reward Points that can be earned per statement cycle is capped at 75,000.
  • Insurance transactions have a cap of 5,000 points per day, and grocery spends have a cap of 2,000 per month.
  • Cashback redemption of Reward Points is capped at 50,000 Points.
  • Maximum Reward Points through SmartBuy is limited to 10,000 Points per month.

Reward Points shall not be awarded for the following – Fuel, Easy EMI, Rent Payments, Government Transactions, Cash Advances, Payment of Card Fees and E-Wallet Reloads.

Reward Redemption

The Reward Points earned through the Diners Club Metal Credit Card can be redeemed on many platforms. You can also opt for a cash redemption with the points earned. Let’s take a look at the value of reward points that can be redeemed.

Redemption Value of 1 Reward Point
Cash Back ₹0.30
Product Catalog Up to ₹0.50
Airmiles 0.5 to 1 Airmile
SmartBuy (Flights/Hotels) ₹1

Eligibility Criteria for HDFC Bank Diners Club Black Metal Credit Card

You would need to fulfil the following criteria to be eligible for a Diners Club Black Metal Credit Card-

  • Must be a citizen of India,
  • Salaried individuals must have a monthly income greater than Rs. 1.75 lakh, and the age must be between 21 and 60 years.
  • Self-employed individuals must have an annual income greater than Rs. 21 lakh, and the age must be between 21 and 65 years.

How to Apply for Diners Club Black Metal Edition Credit Card?

Are you looking to apply for the Metal Diners Club Black Card? Easily apply now with Card Insider. On our platform, you can not only easily read all about different credit cards, but you can also compare them and make the right choice. To apply for a Diners Club Black Metal Credit Card, simply click on the Apply Now button on your screen. Please keep your PAN Card handy, as you may need it.

Comparison of HDFC Bank Diners Club Black Metal and HDFC Infinia Credit Card

Both these cards come in the premium range of credit cards offered by HDFC Bank. If you are someone who is looking for a comparison of the Diners Club Black Metal and Infinia Credit Card, the table given below will help you. With this, you can easily choose which is the best for you.

Features Diners Club Black Metal Edition HDFC Bank INFINIA Metal Edition
Joining/Renewal Fees Rs. 10,000 + GST Rs. 12,500 + GST
Best Suited For Travel, Dining and Shopping Travel & Dining
Welcome Benefits Complimentary Swiggy One, Club Marriott and Amazon Prime Membership Welcome Bonus of 12,500 Reward Points and Free Club Marriott Membership
Golfing Benefits 6 Complimentary Golf Games Each Quarter Unlimited Golf Games at Top Courses
International/Domestic Lounge Access Unlimited for Primary and Add-On Holders Unlimited for Primary and Add-On Holders
Renewal Fee Waiver Spends of Rs. 8 Lakh in a Card Anniversary Year Spends of Rs. 10 Lakh in a Card Anniversary Year

HDFC Bank Diners Club Black Metal Credit Card Review by Card Insider

Diners Club Black Metal Credit Card is the latest offering by HDFC Bank. This is a luxurious metal credit card that has features matching its look. If you are an avid traveller and are always on the move, this card offers you unlimited lounge access, not only for you but for add-on cardholders also. With an excellent reward structure (5 Reward Points on Spends of Rs. 150 and 10X Reward Points on Spends on SmartBuy) and six free golf games each year, you sure are going to enjoy the multiple benefits of this card.

The Metal HDFC Bank Diners Club Credit Card also has one significant upgrade from the plastic DCB Card, which is that with this card, there is a monthly cap of 10,000 Reward Points on purchases made with SmartBuy. This would allow you to easily make larger purchases while earning reward points, which wasn’t possible with the Diners Club Black Card as it had a cap of 2,500 points. Whether it’s dining, milestone benefits or travel, this card has it all.

Tell us your views on this newest addition to premium credit cards in India in the comments below.

FAQs:

What is the joining fee for the HDFC Diners Black Club Credit Card?

The joining fee for the HDFC Diners Black Club Metal Credit Card is Rs. 10,000 plus taxes.

Can I make contactless payments with this card?

Yes, with the HDFC Black Diners Club Black Metal Card, you can make contactless (without entering PIN) payments up to Rs. 5,000.

Are there any milestone benefits with this card?

Yes, on spending Rs. 4 lakh each quarter, you can get 10,000 Bonus Reward Points.

What is the foreign currency markup on Diners Club Black Metal Credit Card?

You will charged 2% of the transaction amount as a foreign markup fee with this credit card.

What is the monthly cap for Reward Points on Smart Buy?

The monthly cap on SmartBuy for HDFC Diners Club Black Metal Credit Card is 10,000 Reward Points. With this, you can easily make large purchases on SmartBuy.

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