Federal Bank Visa Celesta Credit Card
Joining Fee
Renewal Fee
Best Suited For
Reward Type
Welcome Benefits
Movie & Dining
But 1 Get 1 Free offer on movies & a discount of up to 15% on dining.
Rewards Rate
3X Reward Points on travel & international spends, 2X Reward Points on dining spends, 1X rewards on all other categories
Reward Redemption
The reward points you earn can be redeemed at Federal Rewards at a rate of 1 Reward Point = Re. 0.25.
Travel
Complimentary domestic and international lounge access.
Domestic Lounge Access
4 complimentary domestic lounge access every quarter.
International Lounge Access
2 complimentary international lounge access each year.
Golf
NA
Insurance Benefits
NA
Spend-Based Waiver
N/A
Rewards Redemption Fee
Rs. 99 on every redemption request.
Foreign Currency Markup
2% on all foreign currency transactions
Interest Rates
0.49% to 3.49%
Fuel Surcharge
1% fuel surcharge waiver across all fuel stations in India.
Cash Advance Charges
2.5% of the amount withdrawn subject to a minimum of Rs. 500
- Get 3X Reward Points on travel and international categories.
- 2X Reward Points on dining using your Federal Bank Visa Celesta Credit Card.
- 1X Reward Points on all other categories.
- Welcome gift of an Amazon voucher worth Rs. 600.
- Buy 1 Get 1 Free offer on movie tickets on INOX once every month.
- A discount of up to 15% on dining.
- 1% fuel surcharge waiver.
- Low forex markup fee.
- 4 complimentary domestic lounge access every quarter.
- 2 complimentary international lounge access every year.
Federal Bank Visa Celesta Credit Card Rewards:
- You earn 3 Reward Points on every Rs. 100 you spend on travel and international spends.
- You earn 2 Reward Points on every Rs. 100 you spend on dining.
- You earn 1 Reward Point on every Rs. 100 you spend elsewhere.
Rewards Redemption
- The Reward Points you earn using your Federal Bank Visa Celesta Credit Card can be redeemed at Federal Rewards.
- 1 Reward Point = Re. 0.25.
- The reward points are valid for 1 year from the date of accrual.
Federal Bank Visa Celesta Credit Card Features
Lifetime Free Credit Card
This is a lifetime free credit card. There are no joining or annual charges with this card.
Welcome Benefits
You get an Amazon gift voucher worth Rs. 600 as a welcome benefit on spending Rs. 10,000 within the first 30 days after the card set-up date.
Travel Benefits
- You get 4 complimentary domestic lounge access every quarter (16 every year).
- You get 2 complimentary international lounge access every year.
Dining & Movie Benefits
- The Federal Bank Visa Celesta Credit Cardholders get a discount of up to 15% on dining through the FedDelights Program.
- On purchasing 1 movie ticket on Inox, you get 1 ticket absolutely free.
Fuel Surcharge Waiver
A 1% fuel surcharge is waived across all authorised fuel stations in India when you pay using your Federal Bank Visa Celesta Credit Card.
Federal Bank Visa Celesta Credit Card Review
The Federal Bank Visa Celesta Credit Card is best suited for people who believe in having a luxurious lifestyle. This card comes with all the exclusive benefits of a premium credit card. Along with all its reward programs and other benefits, it provides its customers with various saving opportunities by providing a fuel surcharge waiver, an annual fee waiver, etc.
With this card, you can save amazingly on your international transactions as it comes with the lowest forex markup fee of 2%. With all such exclusive advantages, there is no reason to think twice before applying for the card if it suits your needs. Moreover, if you still have any doubts in your mind, make sure to write them in the comment section below. We would be happy to help you!
FAQs:
How many minimum Reward Points do I need to have for redemption?
What is the foreign currency markup fee on the Federal Bank Visa Celesta Credit Card?
How can I avail of the welcome gift voucher using this card?
Does this card provide any complimentary international lounge access?