Federal Bank RuPay Wave Credit Card

(4.4/5)

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Shopping |

Reward Type

Reward Points
|

Welcome Benefits

10% Cashback on First Five UPI Spends


Rewards and Benefits

Movie & Dining

N/A

Rewards Rate

1 Reward Point Per ₹200 Spent

Reward Redemption

Redeem for Vouchers and Other Options

Travel

N/A

Domestic Lounge Access

N/A

International Lounge Access

N/A

Golf

N/A

Insurance Benefits

N/A


Fees & Charges

Spend-Based Waiver

N/A

Rewards Redemption Fee

₹99

Foreign Currency Markup

3.5%

Interest Rates

41.88% Yearly (3.49% Per Month)

Fuel Surcharge

N/A

Cash Advance Charges

N/A


Product Details
  • This floater card is available on the RuPay variant and can be easily linked to UPI apps.
  • Earn 1 Reward Point on each spend of ₹200 with this card.
  • The Federal Wave Card offers 1,000 bonus reward points on quarterly spends of ₹50,000.
  • This card comes with a shared limit (other existing Federal Cards).


Pros/Cons

Pros

With this card you can make easy UPI payments and get rewarded for the same.

Cons

This card has a shared limit that is also used by other Federal Bank Credit Cards.

Rewards

  • Get 10% cashback on the first five UPI transactions made with the Federal RuPay Wave Credit Card.
  • Earn 1 Reward Point on each spend of ₹200.

Milestone Benefits

On spending ₹50,000 in a quarter, cardholders would earn 1,000 additional reward points. These bonus reward points would ensure extra savings on reaching spend milestones. Through this you can earn 4,000 bonus points in a year.

How to Apply for the Federal Bank Wave Card?

The RuPay Wave Credit Card is only accessible through the FedMobile app in two simple steps. Existing Federal Bank Visa or MasterCard Credit Cardholders can apply for this card, which enables UPI transactions in the RuPay network, providing a unique and convenient payment experience.

Bottom Line

The Federal Bank RuPay Wave Credit Card offers convenience like no other. This card can easily be linked to popular UPI apps like Google Pay, and PhonePe for easy payments. Not only can this card be used for UPI payments but cardholders are rewarded for the same. Get 10% cashback on the first five transactions made with the Federal RuPay Wave Card and earn 1 Reward Point per ₹200 spent with this card. For those who have a Mastercard or Visa variant Federal Bank Credit Card, this is a must-have card. Simply apply for this card through the official Federal Bank mobile app.

FAQs:

What will be the limit of my Federal Bank Wave Credit Card?

The Federal Bank Wave Card comes with a shared limit. This limit would be shared with existing Visa/Mastercard Federal Bank Credit Cards.

How much fee does this card charge?

This is a lifetime free credit card that can be availed at zero joining and annual charges.

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