Club Vistara IndusInd Bank Explorer Credit Card

(4.5/5)

Joining Fee

Rs. 40,000 + GST

Renewal Fee

Rs. 10,000 + GST

Best Suited For

Movies | Travel |

Reward Type

Reward Points

Welcome Benefits

Complimentary Club Vistara Gold Membership, complimentary business class ticket, and exclusive gift vouchers worth Rs 25,000.


Rewards and Benefits

Movie & Dining

Buy 1 Get 1 Free (BOGO) offer on movie tickets via BookMyShow & Rs. 3,000 off on dining twice a year.

Rewards Rate

On every spend of Rs. 200, you get 8 CV Points on the Club Vistara website, 6 CV Points on travel-related spends, 1 CV Point on utilities, insurance & fuel, and 2 CV Points elsewhere.

Reward Redemption

The CV Points earned are redeemable against travel-related bookings on Club Vistara website.

Travel

Complimentary domestic and international lounge visits.

Domestic Lounge Access

1 domestic lounge visits every quarterly.

International Lounge Access

4 complimentary access to international lounges every quarter via Priority Pass.

Golf

NA

Insurance Benefits

Air accident cover (worth Rs. 2.5 crores) and many other travel insurance covers.


Fees & Charges

Spend-Based Waiver

NA

Rewards Redemption Fee

Nil

Foreign Currency Markup

Nil

Interest Rates

2.85% per month

Fuel Surcharge

1% fuel surcharge is waived off at all fuel stations.

Cash Advance Charges

Nil


Product Details
  • Complimentary Club Vistara Gold Tier membership.
  • 1 complimentary business class ticket voucher on joining.
  • Exciting gift vouchers worth Rs. 25,000 as a welcome benefit.
  • Up to 5 complimentary business class ticket vouchers every year.
  • 8 CV points per Rs. 200 you spend at airvistara.com & 6 CV points on other travel-related spends.
  • 2 CV Points on every retail spend of Rs. 200 & 1 CV point on insurance, utilities, and fuel transactions.
  • Enjoy buy 1 Get 1 free offer on movie tickets twice every month.
  • Complimentary access to domestic and international lounges.
  • Rs. 3,000 off on dining bills twice every year.
  • Zero Foreign Markup Charges
  • 1% fuel surcharge waiver.


Pros/Cons

Pros

  • With this credit card, a lot of fees are waived, such as foreign currency markup fees or cash withdrawal charges.

Cons

  • The joining fees are pretty high.

Club Vistara IndusInd Bank Explorer Credit Card Features & Benefits

Welcome Benefits

  • Get a complimentary Business Class ticket voucher.
  • You get a complimentary Club Vistara Gold membership. However, the membership is only for the first year, unlike that of the Axis Bank Vistara Infinite Credit Card, which provides the Club Vistara Gold membership for a lifetime (or till the card is active).
  • You can choose one of the three vouchers: 1. a Luxe gift card which is worth Rs. 25,000 (to use against reliance brands, including Tumi, Coach, Satya Paul, Boss, Micheal Kors, Hamleys, Armani Exchange, etc.), 2. a night stay voucher at Oberoi hotels (one night stay at any of the top Oberoi properties across the country), or 3. a gift voucher worth Rs. 25,000 from Charles Keith, Hush Puppies, etc.
  • You also get one complimentary business class ticket voucher annually on card renewal.

Milestone Benefits

Earn up to 5 business class tickets every year based on your spends. The following table explains how:

Annual Spends

Milestone Benefit

Rs. 3 lakhs

1 Business Class Ticket voucher

Rs. 6 lakhs

1 Business Class Ticket voucher
Rs. 9 lakhs

1 Business Class Ticket voucher

Rs. 12 lakhs

1 Business Class Ticket voucher
Rs. 15 lakhs

1 Business Class Ticket voucher

Travel Benefits

  • Enjoy four complimentary access to domestic lounges annually (1 per quarter).
  • Enjoy complimentary Priority Pass membership with 16 complimentary international access to lounges every year (4 per quarter).
  • Note: Lounge visits post the complimentary access will be chargeable at $27 per person on every visit.

Movie Benefits

  • Avail of 2 complimentary movie tickets (worth up to Rs. 700 each) under the Buy 1 get 1 Free (Bogo) offer every month.
  • Get Rs. 100 more off on the F & B option.
  • You can also earn up to a 20% discount on event bookings on BookMyShow.

Dining Benefits

  • You can get Rs. 3,000 off on your dining bills two times every year at more than a hundred premium restaurants.
  • You can get your restaurant table reserved using the EazyDiner app or website and get an instant discount on paying via your IndusInd credit card.
  • The discount can be availed once every six months.
  • If the bill amount is more than Rs. 3,000, then the rest of the amount is to be paid using the credit card, and if it is less than Rs. 3,000, you can not use the remaining amount later.

Concierge Service

The card offers a team of professionals that will assist you with –

  • Pre-trip assistance
  • Hotel reservation
  • Exclusive booking
  • Flight booking
  • Flowers and gifts

Insurance Benefits

Category

Insurance Coverage

Accidental air death

Rs. 2.5 crores

Lost baggage

Rs. 1,00,000
Delayed baggage

Rs 25,000

Loss of passport

Rs 50,000
Lost ticket

Rs 25,000

Missed connection

Rs 25,000

Fuel Surcharge Waiver

Get a 1% waiver on fuel surcharge at all fuel stations for transactions between Rs. 400 & Rs. 4,000.

No Foreign Currency Markup fee

The Club Vistara IndusInd Bank Explorer Credit Card doesn’t charge any foreign currency markup, and hence, you will save a lot on your international transactions.

Other Benefits

The primary cardholders also avail of the following services under auto assist:

  • An emergency supply of fuel
  • Roadside repair service
  • Arrangement of a locksmith in case of lost keys.
  • Emergency medical assistance.

Moreover, you can also save a lot with this card as there are:

  • No late payment charges.
  • No cash advance fee.
  • No late payment charges.
  • No add-on card fee.

Club Vistara IndusInd Bank Explorer Credit Card Rewards

  • You get 8 CV Points per Rs. 200 spent on the Vistara website/app.
  • You get 6 CV Points per Rs. 200 spent on travel/hotel/airline bookings.
  • You get 2 CV Points per retail transaction of Rs. 200.
  • You get 1 CV Point per Rs. 200 spent on fuel transactions and utility/insurance categories.

CV Reward Redemption

  • The earned CV Points can be redeemed against bookings for Air Vistara flights or partner airlines, including SilkAir, Singapore Airlines, United Airlines, Japan Airlines, and Air Canada etc.
  • You can redeem the points by logging into your CV account or by calling customer care at +91 9289228888.

How To Apply for Club Vistara IndusInd Bank Explorer Credit Card?

There are both online and offline ways by which you can apply for the Explorer credit card. For the offline procedure, visit the nearest branch along with the documents asked for. For the online procedure, follow these simple steps:

  • Click on the “Apply Now” button on your screen,
  • Fill in the details asked there and proceed.

Your card shall be delivered in 3 to 4 days.

Club Vistara IndusInd Bank Explorer Credit Card Review

The Club Vistara IndusInd Bank Explorer Credit Card is indeed an excellent option for HNIs who want a credit card with benefits over several categories, especially travel. With a pretty high joining and annual fee, you get world-class benefits, and you get rewarded for everything you do with the card. Be it movies, dining, fuel, or anything, you will save everywhere if you have the Club Vistara IndusInd Bank Explorer Credit Card.

Moreover, unlike most other credit cards, this card comes with no forex markup fee and no cash advance charges, which is incredibly rare. Therefore, if you want a card that has super-premium features, you should definitely try this one.

FAQs:

What is the annual fee of this card?

The annual fee of the Club Vistara IndusInd Bank Explorer Credit card is Rs. 10,000. The joining fee charged at the card activation is Rs. 40,000.

What are the cash advance charges on this card?

There is no cash withdrawal fee applicable to Club Vistara IndusInd Bank Explorer Credit Card.

Can I access domestic airport lounges for free using the Priority Pass?

No, you can not access domestic airport lounges for free with the Priority Pass but you can easily get access to a domestic lounge using the Priority Pass if you pay a usage fee of USD 27.

Do I get CV Points on fuel transactions as well?

Yes, with the Club Vistara IndusInd Bank Explorer Credit Card, you earn 1 CV point per Rs. 100 you spend on fuel transactions.

How can I redeem my earned CV Points?

The CV points you earn using your Club Vistara IndusInd Bank Explorer Credit Card can be redeemed by logging into your CV account or by calling customer care at +91 9289228888.

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