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Bank of Baroda Select Credit Card Reward Points Earning

• Get 1 Reward Point per ₹100 spent on all eligible transactions.
• You get 5 Reward Points per ₹100 spent on dining and online transactions.
• The 5X Reward Points are capped at a maximum benefit of 1000 Reward Points in a month.
• Fuel transactions are not eligible for Reward Points.

Reward Redemption

• The Reward Points earned are redeemable against cash or several different options as per your choice.
• 1 Reward Point = ₹0.25.

BoB Select Credit Card Features

The BoB Select Credit Card carries zero annual fees and offers a good reward rate along with many other privileges across various categories. Following are some of the most significant features & benefits:

Insurance Benefits

Accident death insurance is covered through your Bank of Baroda Select Credit Card.

Fuel Surcharge Waiver

• 1% fuel surcharge waiver across all fuel pumps for every transaction between ₹400 & ₹5,000.
• The maximum waiver is capped at ₹250 per month for the Bank of Baroda Select Credit Card.

Bank of Baroda Select Credit Card Fees and Charges

The following are the fees and charges associated with the BoB Select Credit Card –

• The card charges an interest rate of 3.25% per month
• The card charges a forex markup fee of 3.5% of the transaction amount
• The card has a cash withdrawal fee of 2.5% of the amount or ₹300, whichever is higher
• The card does not charge any fee for add-on credit cards.

Bank of Baroda Select Credit Card Eligibility Criteria

The following are the eligibility criteria required to get approved for the BoB Select Credit Card:

• The primary cardholders should be above 21 years of age (18 years for add-on applicants).
• The applicant should either be self–employed or salaried.
• The applicant should have a decent credit score.

How To Apply For BoB Select Credit Card?

To apply for the Bank of Baroda Select Credit Card online, follow the steps given below:

• Click on the Apply Now button,
• You will be shifted to the official application page,
• Fill in your particulars carefully,
• Submit your application.

Conclusion

The Bank of Baroda Select Credit Card allows you to save on all your transactions through its exclusive and rewarding offers. Apart from regular rewards, you get extra rewards on dining and online transactions. Moreover, this card is affordable for everyone. So, if you are among the people who are going to start their credit journey or who are looking for a card to help them save on all their spends, you can choose the Bank of Baroda Select Credit Card without any doubt. Another similar credit card that must be checked is the IDFC First Select Credit Card, which is also one of the famous lifetime-free credit cards in the Indian market. That was the BoB Select card review from our side; drop your views on the card in the comments below!