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BOBCARD Premier Credit Card Rewards

• You get 10 reward points (5X) for every ₹100 spent on travel, dining, and foreign transactions.
• You get 2 reward points on every ₹100 spent on all other eligible categories except fuel, utilities, and telecom.
• The 5X reward points are capped at 2,000 reward points per month on travel, dining, and foreign spending.

Reward Redemption

• The reward points can be redeemed for various categories, including flight/hotel bookings, shopping, products, and gift vouchers.
• 1 Reward Point = ₹0.25

BOBCARD Premier Credit Card Features

The Premier Credit Card offered by Bank of Baroda is a basic card that comes with a decent reward rate and is among the popular cards offered on the RuPay platform. The detailed features and benefits of this card are given below:

Welcome Benefits

Get 500 bonus Reward Points on spends of ₹5,000 or more within 60 days of card issuance. These 500 Reward Points are worth ₹125.

Travel Benefits

Using a Bank of Baroda Premier credit card, you get one complimentary domestic lounge access every quarter at select airports. Those with the Premier RuPay Credit Card shall the able to access lounges at these airports in India.

Fuel Surcharge Waiver

• The cardholders will get a 1% fuel surcharge waiver on fuel transactions at all fuel stations across India. The waiver is applicable on transactions ranging between ₹400 to ₹5,000.
• The fuel surcharge waiver is capped at ₹250 per month.

Other Benefits

• You get insurance benefits covering personal accident death cover (up to ₹10 lakh) along with zero liability coverage in case of loss or theft of a card.
• You can get up to 3 free add-on cards on this credit card.
• The Bank of Baroda Premier Credit Card also comes in the RuPay variant which allows this card to be linked to UPI application.

Bank of Baroda Premier Credit Card Eligibility Criteria

Listed below are the eligibility criteria that need to be fulfilled before you apply for a BoB Premier Credit Card :

• Age – < 21 years.
• The applicant must either be a salaried or self-employed individual with a stable source of income and a decent credit score.

How to Apply for a BoB Premier Credit Card?

Online Mode:

• Click on ‘Apply Now’
• Fill in the required details and provide the necessary documents
• Hit the Submit button once all the formalities are done

You can also apply for this credit card on a “Card to Card” basis. Simply provide the details of your other bank credit card and its limit to avail of your new BoB Card. You will need to submit your latest credit card statement to successfully get approval.

Conclusion

This BoB Premier card is a great travel card offered by BoB Financial that comes with several benefits and privileges in the travel category. The 5X reward points on travel, dining, and international spending are some of the key features of this credit card. These accelerated reward points, along with the complimentary airport lounge access, make this card most suitable for frequent travelers. With a decent reward rate and travel benefits. it has become a great choice for those who frequently travel within the country.

What do you think about this credit card? Do let us know in the comments.