My credit card India

Joining Benefits

New cardholders on payment of the full joining fee shall be eligible for one of the two welcome benefits given below. Cardholders can choose any one of these benefits within the first 30 days of card issuance. To avail of the following benefits customers would need to select their choice of welcome benefit in the card application form and inform their Primus Lifestyle Relationship Manager within 15 days of successful card booking.

EDGE Mile Earning

Earn 1 EDGE Mile on each spend of ₹100 made with this card. The Primus Card rewards spending made on all categories whether fuel, rent, insurance, or utility.

Reward Redemption

Partners Eligible for Miles Transfer With Axis Primus.

• Accor
• Air Asia
• Air Canada
• Air France – KLM
• Air India
• Air Vistara
• Ethiopian Airlines
• Etihad Airways
• IHG® Hotels & Resorts
• ITC
• Japan Airlines
• Marriott International
• Qantas Airways
• Qatar Airways
• Singapore Airlines
• SpiceJet
• Thai Airways
• Turkish Airlines
• United Airlines
• Wyndham Hotels & Resorts

Quarterly Milestone Benefits

Primus Cardholders’ spending shall be awarded quarterly. One of the most attractive aspects of the milestone benefits offered is that no MCCs are excluded from the calculation of the welcome benefit. This means that spends made on utilities, rental, and fuel shall all be considered. Milestone benefits shall be provided within 45 days from the end of the quarter.

If someone spends ₹20 lakh in a quarter, they would earn 20,000 Base EDGE Miles and 15,000 bonus EDGE Miles, totaling 35,000 EDGE Miles. When these Edge Miles are converted to partner miles, cardholders shall receive 1.75 lakh Miles, resulting in an 8.75% return in partner miles.

Airfare Privilege Offer

Axis Bank Primus Primary Cardholders are eligible for complimentary companion airfare (excluding taxes and surcharges) when purchasing a full fare First or Business class ticket on participating airlines. Customers who buy a best-available class ticket on participating airlines are also eligible for four complimentary companion airfares (excluding taxes and surcharges).

OR,

As primary cardholders of Axis Bank Primus, cardholders are eligible for up to 15% savings on non-promotional international First—and Business-class airfares with participating and partner airlines.

The following criteria must be met to qualify for the companion ticket.

• The paid ticket must be purchased at a non-restricted fare from an airline and charged to a valid Axis Bank Primus Card.
• All travel must both start and end in the country where the card is issued, and the tickets must be issued in the same country.
• The cardholder availing this offer must be one of the travelers.
• The companion using the complimentary ticket must travel with the cardholder on the same itinerary as the cardholder with the paid ticket.
• Both the purchased ticket and the companion ticket must be issued at the same time.
• The complimentary ticket will be issued at the lowest available fare in the same cabin class (e.g., first or business).
• Only one companion ticket can be redeemed per itinerary.
• One stop-over is allowed in the itinerary.

Airport Benefits

Here are all the airport-related offers and benefits provided by the Primus Card.

Complimentary Domestic Lounge Access

All primary and add-on Primus Credit Cardholders are eligible for unlimited complimentary domestic airport lounge access. Along with this, cardholders shall also be eligible for 12 free guest visits each year.

How to Avail of Free Airport Lounge Access With Primus Card?

• Reach the participating domestic airport lounge and present your Primus Credit Card.
• An authorization amount of ₹2 shall be deducted for validation.
• Access shall be granted after a successful authorization.

Lounge Access With Priority Pass

Unlimited Priority Pass lounge access for primary and supplementary cardholders. Complimentary guest visits are available for up to 12 visits per year.

Airport Meet and Greet

Get help navigating through the airport quickly and easily with Axis Bank Primus Credit Card. All primary and add-on cardholders get a free one-way airport Meet & Assist Service or Fast Track Immigration Service when traveling worldwide. This perk is only available for those flying business class or higher on full-service airlines. Budget airline travelers don’t qualify for this benefit.

Luxury Airport Transfer

Each primary and add-on cardholder is entitled to one complimentary one-way luxury airport transfer service per itinerary at participating airports across the world when purchasing a business class or higher ticket using their Axis Bank PRIMUS Card.

This service is available only for those traveling on full-service carriers in business class or above. Cardholders traveling on budget carriers are not eligible for this benefit.

Domestic Airport Transfer

When purchasing an air ticket using their Primus Card, each primary cardholder is entitled to one complimentary one-way airport transfer service per itinerary at participating airports within India. This service is available for cardholders with domestic carriers traveling in any class, including economy.

Golfing Privilege

Stay Benefits

Luxury Hotel Collection

With the Axis Bank Primus Credit Card, primary and add-on cardholders shall be eligible to take special benefits and privileges across 900+ luxury hotels worldwide. Some of the privileges are mentioned below.

• The best available rate guarantee
• Automatic room upgrade upon arrival, when available
• Complimentary in-room Wi-Fi, when available
• Complimentary continental breakfast
• $25 USD food & beverage credit
• VIP guest status
• 3 PM check-out upon request, when available

Complimentary Night Stay

Axis Bank Primus Primary Cardholders are eligible for one complimentary night’s stay when booking a minimum of two consecutive nights at over 900 luxury participating properties worldwide. Each cardholder can enjoy a maximum of two complimentary nights per outgoing trip from the country where the Axis Bank Primus card is issued, regardless of the number of cities visited or hotels stayed during the same outgoing trip.

Booking, changes, and cancellations must be handled by the Axis Bank Primus Lifestyle Relationship Manager.

Complimentary Memberships

Enjoy the benefits of complimentary memberships offered along with the Axis Primus Card. This membership will allow additional benefits such as discounts, offers, and other premium services.

Taj Epicure

Taj Epicure membership is available only for the first year with the Primus Credit Card. This membership includes the following benefits and features.

• 25% Discount on Food & Beverage
• 20% Discount on Food & Beverages at Banquets
• 20% Discount on Qmin
• 20% Discount on Spa Treatments
• 20% Discount on Salon Experiences

It also includes unique one-time vouchers like:

• 20% Discount on the best available rate for a room/suite Stay at Taj Palaces (on direct bookings, for stays lasting up to five consecutive nights, once a year).
• 20% Discount on the best available rate for a room/suite Stay (on the best available rate on direct booking of a room/suite stay for unlimited consecutive nights).
• 20% Discount on the best available rate for a room/suite Stay at Taj Safaris (on direct bookings, lasting up to five consecutive nights, once a year).

Bloomberg

Primary Primus Credit Cardholders are eligible for an annual subscription to Bloomberg. This would be useful for all those who wish to stay updated on global events. This membership will be renewed on the card’s anniversary date.

Annual Membership Renewal

On successful realization of the annual membership charges Primus Cardholders who have completed a tenure of 12 months shall be eligible for one of the following benefits.

Primus Credit Card Review

For those who are looking for the pinnacle of luxury and best-in-class events, the Primus Card is the go-to option. With hefty fees, this card is only suited for the wealthy and opulent. From travel to stay, this card offers a wide range of options and opportunities to have the most rewarding, comforting, and luxurious experience ever, whether traveling or simply shopping.

One of the standout features of the Primus card is its impressive redemption rate. Cardholders can convert their EDGE Miles to partner miles at a favorable ratio of 1:5, making it an excellent choice for frequent travelers who frequently stay at partner hotels or travel through partner airlines. The card also includes unlimited airport lounge access, both domestically and internationally, and comes with a Priority Pass membership for added convenience. Additional travel perks include complimentary airport meet-and-greet services, luxury airport transfers, and a complimentary companion airfare offer on select airlines, which are not offered even by the best of the best.

In addition to travel benefits, Primus cardholders enjoy complimentary memberships to Taj Epicure and Bloomberg, offering discounts on dining, spa treatments, and global news access. The card also provides extensive golf privileges, including unlimited domestic rounds and lessons and four complimentary international golf rounds annually. Despite its high cost, the Axis Bank Primus Credit Card offers unparalleled rewards and luxury benefits, making it a must-have for those who love luxury.

Share your thoughts and comments on the ultra-premium Axis Primus in the comments below.