Axis Bank Pride Signature Credit Card

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(4.2/5)

Joining Fee

Nil

Renewal Fee

Rs. 500 + GST

Best Suited For

Travel | Shopping |

Reward Type

Reward Points

Welcome Benefits

N/A


Rewards and Benefits

Movie & Dining

A discount of 15% or more on dining at partner restaurants.

Rewards Rate

For every Rs. 200 spent, you will get 8 EDGE REWARD Points.

Reward Redemption

EDGE REWARD Points can be redeemed at the EDGE REWARDS Portal. 1 EDGE REWARD Point = Rs. 0.20.

Travel

Complimentary visits to domestic lounges.

Domestic Lounge Access

In every calendar quarter, you will get 2 complimentary domestic lounge access.

International Lounge Access

N/A

Golf

N/A

Insurance Benefits

N/A


Fees & Charges

Spend-Based Waiver

The renewal fee is waived off on exceeding spends of Rs. 40,000 or more in the preceding year

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5% of the forex transactions.

Interest Rates

2.95% per month (or 41.75% annually)

Fuel Surcharge

1% fuel surcharge is waived off on all transactions between Rs. 400 & Rs. 4,000 (max waiver capped at Rs. 400 per month)

Cash Advance Charges

2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500)


Product Details
  • Unique color theme with shades of Indian Tricolor and a fourth dedicated embossing line.
  • 8 EDGE REWARD Points on every spend of Rs. 200 with the card.
  • A discount of 15% at partnered restaurants.
  • Complimentary access to domestic lounges up to 2 times in a quarter.
  • Waiver of renewal fee on annual spends of Rs. 40,000 in the previous year.
  • 1% fuel surcharge reversed for transactions between Rs. 400 and Rs. 4,000 (max waiver of Rs. 400 in a month)



Axis Bank Pride Signature Credit Card Rewards:

You earn 8 EDGE REWARD Points on every Rs. 200 you spend using your card.

Rewards Redemption:

  • The EDGE REWARD Points earned can be redeemed for shopping/travel vouchers, products (from the given catalog of products) at the EDGE REWARDS portal.
  • 1 EDGE REWARD Point = Rs. 0.20

Renewal Fee Waiver:

The renewal fee of Rs. 500 is waived off if you spent a minimum of Rs. 40,000 in the previous anniversary year.

Travel Benefits:

You get 2 complimentary domestic lounge access every calendar quarter at select airports across India.

Dining Benefits:

You are entitled to a minimum discount of 15% on dining bills at over 4,000 premium partner restaurants in India through Axis Bank Dining Delights.

Fuel Surcharge Waiver:

  • 1% fuel surcharge is waived off at all filling stations across India for transactions between Rs. 400 and Rs. 4,000.
  • The maximum waived amount is capped at Rs. 400 in a month.

Eligibility Criteria:

  • Primary cardholder must be an Indian Defence personnel.
  • The age of the primary cardholder must be in between 18 years and 70 years.
  • Add-on cardholder(s) must be above 18 years of age.

Conclusion

With its pride privileges, the Axis Bank Pride Signature Credit Card is one of its kind. What differentiates it from any other credit card in the market is its unique color theme with shades of the Indian Tricolor and a fourth embossing line. But it’s not just about the aesthetics, you also get a decent reward rate of 0.8% (good enough for a card with an annual fee of just Rs. 500) and complimentary domestic lounge access and dining discounts as additional benefits. So, if you’re Indian defense personnel, this credit card from Axis Bank is certainly worth considering. Do let us know your opinion of Axis Bank Pride Signature Credit Card in the comments.

FAQs:

Can I apply for the Axis Bank Pride Signature card if I’m not an Indian Defence Personnel?

No, Axis Bank Pride Signature Credit Card is exclusive for Indian Defence Personnel.

What is the interest rate on the Axis Bank Pride Signature Credit Card?

The interest rate on the Axis Bank Pride Signature Credit Card is 2.95% per month.

What is the annual fee of this card?

The annual fee of the Axis Bank Pride Signature Credit Card is Rs. 500 (second-year onwards, there’s no joining fee).

Does Axis Bank Pride Signature Credit Card provide any complimentary international lounge access?

No, Axis Bank Pride Signature Credit Card doesn’t provide any complimentary international lounge access, it however does provide 2 complimentary domestic lounge access every quarter.

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