My credit card India

Axis Bank AURA Credit Card Welcome Benefit:

You get a Decathlon voucher worth Rs. 750 as a welcome gift on Axis bank AURA Credit Card.

Axis Bank AURA Credit Card Rewards:

• 2 EDGE Points per Rs. 200 spent with the card.
• 5X EDGE Points on insurance spends, i.e. 10 EDGE Points per Rs. 200 on insurance spends.

Rewards Redemption:

The EDGE Points earned on the card can be redeemed for shopping/travel vouchers or purchasing products (from the given catalog) on Axis Bank EDGE Rewards Portal.

Dining Benefits:

You can avail up to 20% discount on dining bills at partner restaurants under the Axis Bank Dining Delights program.

Axis Bank AURA Credit Card Medical Benefits:

• 4 complimentary doctor consultations per month on Practo.
• Annual discount of up to Rs. 500 on health check-ups.

Fitness Benefits:

• 4 complimentary interactive video fitness sessions per month via Fitternity.
• Access to 16 recorded fitness sessions per month on Fitternity.
• Minimum 30% discount on nutritional/diet consultations from partner nutritionists.
• Minimum 30% discount on nutritional foods.

Fuel Surcharge Waiver:

1 % fuel surcharge waived off at all filling stations across India for transactions between Rs. 400 and Rs. 4,000. Maximum waiver is capped at Rs. 250 per month.

Eligibility Criteria:

• The age of the primary cardholder must lie between 18 years and 70 years.
• The age of the add-on cardholder must be 15 years or above.
• The applicant should either be a resident of India or a non-resident Indian.

How To Apply?

You can apply for Axis bank credit cards online on their official website or by visiting your nearest Axis Bank branch. You’ll need to submit a few documents in order for your application to be processed- an identity proof (like Aadhar card, Voter card, PAN card, etc.), an address proof (like Aadhar card, Voter card, driving license, utility bills, etc.) and proof of income (salary slips for salaried applicants and audited ITR acknowledgment for the self-employed).

Customer Care

For any queries/assistance regarding the credit card, you may dial Axis bank’s retail phone banking numbers- 1860 419 5555 or 1860 500 5555. To block your card, you may contact the 24×7 helpline at +91 22 67987700.

Conclusion

Axis Bank AURA Credit Card is a unique offering by the bank. It is the only credit card in the market that gives you so many medical and fitness benefits. Although the reward rate of the card is not very high (0.2% on regular spends and 1% on insurance spends), given its health benefits, it can certainly be considered a great choice for health-conscious individuals and fitness freaks. If you’re someone who goes for regular medical check-ups and/or doctor consultations, you can save a lot with this card. Fitness freaks and diet-conscious individuals can also benefit from discounted rates on nutritional foods and diet consultations. What do you think about this unique offering by Axis Bank? Do let us know in the comments. And if you’re an existing cardholder, feel free to share your experience.