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Reward Earning Rate

• You can earn 1 RP per ₹100 spent with the card.
• Earn 2 RPs per ₹100 spent on travel, dining, and international spends.
• The value of 1 RP = ₹1. Cash advances, fuel, and EMI spending are not eligible for reward points.

AU Bank Zenith+ Credit Card – Features

The following are the features and benefits associated with the AU Bank Zenith+ Credit Card–

Welcome Benefit

Get welcome vouchers worth ₹5000 from Taj Hotels, Tata Cliq, Michael Kors, or other luxury brands. Customers can also opt for 5000 RPs as a welcome benefit.

You can use any of the following modes of activation to get the welcome benefit voucher –

• AU 0101 Mobile App/Net banking
• Call 1800 1200 1500
• Chatbot AURO

Milestone Benefits

• Get a bonus of 1000 RPs on spending ₹75,000 or more in the month.
• Get a complimentary Taj Epicure Membership on spending ₹12 Lakhs in the card anniversary year. With the Taj Epicure membership, you get the following benefits –
  • 25% off on Food and beverages – Takeaway and Dining
  • 20% off on Qmin App orders
  • 20% off on Spa Treatments at Jiva Spas
  • 20% off on Salon services at participating salons
  • 20% off on Food and Beverages – Banquets

Renewal Benefit

Get 5,000 RPs whenever you pay the card membership, i.e., renewal fees from the second year onwards.

Travel Benefits

• Get 16 complimentary international lounge access per annum, a maximum of 4 per quarter, with the Priority Pass membership.
• Get 16 complimentary domestic lounge access per annum, max four quarter, with the credit card.
• Get a complimentary Taj Epicure Membership on spending ₹12 Lakhs in the card anniversary year.
• Get complimentary meet and greet services with end-to-end VIP check-in four times per year, max once per quarter. You can book the service by calling the concierge at 022-42320298 or 1800 210 0298

Golf Benefits

AU Zenith+ Credit Cardholders can enjoy up to 8 complimentary rounds of golf or lessons per calendar year, with a maximum of 2 complimentary rounds of golf or lessons per calendar quarter. Any unused complimentary rounds or lessons will not be carried forward to the next calendar quarter.

AU Zenith+ Credit Cardholders need to call the concierge desk at 1800 210 0298 (toll-free) or 022-42320298 to place the request. Cardholders will receive the booking confirmation via email. Check the complete list of available golf courses where free lessons/rounds are available with AU Zenith+ Metal Credit Card.

Movie and Dining Benefits

• Get complimentary 16 Buy One Get One movie tickets per annum, a maximum of 4 per quarter. The maximum discount per booking is ₹500 when booked via BookMyShow. Complete details regarding the BOGO offer on Zenith+ Card are available online.
• Up to 30% discount at partner restaurants with the Silver Spoon dining program

Insurance Benefits

The following insurance benefits are only available for the primary AU Zenith+ Credit Card.

• Air Accident Cover – Up to ₹2 Crore
• Card Liability Cover – Up to ₹15 Lakhs
• Credit Shield – Up to ₹15 Lakhs
• Purchase Protection – Up to ₹50,000
• Other travel-related covers – In the event of baggage delay, delay in flight, loss of passport, and plane hijack.

Fees and Charges

The following are the fees and charges associated with the credit card –

• The joining and annual fee of the credit card is ₹4999 plus taxes. You can get the renewal fee waived on spending ₹8 Lakhs in the card anniversary year.
• The interest rate on the credit card is 1.99% per month or 23.8% per annum
• The card charges a low forex markup fee of 0.99% of the transaction amount, which is great for individuals who regularly spend foreign currency with their cards.
• The cash advance fee on the card is 2.5% of the transaction amount or a minimum of ₹100

Eligibility Criteria

The applicant must meet the following eligibility criteria –

• The applicant must be 21 to 60 years of age, and the add-on cardholder must be over 18 years old.
• The applicant must be a resident of India
• The applicant must have a net monthly income of ₹2.5 Lakhs

AU Zenith+ Metal Credit Card Review

Like the Zenith Credit Card, AU Bank has launched the premium Zenith+ credit card with a joining fee of ₹4999 plus taxes. The cad has decent features and privileges for almost all spend categories and offers ₹5000 gift vouchers from luxury brands. You can get 2 RPs on international, dining, and travel spends, and 1 RP on spends made elsewhere.

Cardholders can get a complimentary Taj Epicure Membership as milestone benefits for those who travel frequently, complimentary domestic and international lounge access, complimentary golf rounds, and a low forex markup fee of 0.99%. The card also offers excellent movie and dining benefits to the cardholder. It is a great choice and offers various benefits similar to the Zenith credit card at a lower fee.

Head over to the comments section and let us know your thoughts regarding this new card by AU Bank.