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ABC Flex Credit Card

The Aditya Birla Flex Credit Card is a customizable card that lets you select the features you need and create a personalized option that suits you best. You can choose from cashback, rewards, and milestone benefits, tailoring your credit card to your specific requirements.

Fees and Charges

• This is a lifetime free credit card.
• This card would charge a Forex markup of 3.50% of the transaction amount.

Reward Points

• 6X Reward Points on necessary and recurring spends like Education, Utilities, Grocery, and Departmental Stores.
• 4X Reward Points on Online spends, and 2X Reward Points on Offline spends.
• 1 Reward Point shall be credited for each spend of Rs. 200. The value of 1 Reward Point earned with this card is Rs. 0.20.
• No Reward Points shall be earned for the following: Fuel, Jewellery, Insurance, and Rent.

Customizable Features of ABC Flex and Nxt Credit Card

Check the complete list of customizable features here.

ABC Pro Credit Card

The Aditya Birla Pro Credit Card offers higher rewards and benefits than the two previously mentioned credit cards. This is not a customizable credit card.

Features and Benefits of ABC Pro Credit Card

• 1,000 Reward Points on making the first transaction within 30 days.
• 2 free domestic lounge access each quarter and 1 international visit each year.
• Exclusive EazyDiner membership on spending Rs 2.5 lakhs in a calendar year.
• Avail 30% while dining with select partners.
• Exclusive offers and discounts on ABC Loans, Insurance, and Investment products.

Rewards

• 10X Reward Points on Travel, Dining, Entertainment, and International payments.
• 6X Reward Points on Online spends and 4X Reward Points for spends made Offline.

Fees and Charges

• The joining and renewal fee of this card is Rs. 900 + GST
• You can get the joining fee waived by spending Rs. 15,000 from the date of card issuance. The renewal charges can also be waived by spending Rs. 1.5 lakh with the card
• This card has a reduced forex markup of 1.99%

ABC Biz Credit Card

Manage your business expenses and earn rewards easily with the Aditya Birla Biz Credit Card for a low monthly fee of Rs. 49.

Features of ABC Biz Credit Card

• This card comes with a monthly fee of Rs. 49 + GST, which can be reversed by spending Rs. 10,000 in a statement cycle.
• This card carries a Forex markup charge of 3.50%.

Rewards

• 10X accelerated Reward Points on select categories like Education, Utilities, Insurance, Grocery, and Government spends.
• 4X Reward Points on non-accelerated spends for the first 5 days every month.
• 2X Reward Points on both Online and Offline spends.

Eligibility Criteria for Aditya Birla AU Bank Credit Cards

You will have to complete the following criteria for the Aditya Birla Co-Branded Credit Card.

• Applicant must be a resident of India.
• Primary cardholder should be between the age of 21 years and 60 years.
• Add-on cardholder should be over the age of 18.

Review of Aditya Birla Credit Cards

Whether you belong to the millennial generation or the business world, Aditya Birla AU Bank Credit Cards offer benefits and rewards for everyone. You can enjoy offers on popular brands such as Swiggy, Zomato, and Ola, as well as customizable features like extra cashback and lounge access. If you’re looking for lifetime free credit cards, you can opt for the Flex and Nxt Credit Cards, while those looking for the most premium features can go for the Pro Credit Card.

Tell us your thoughts on these latest offerings by AU Bank and Aditya Birla Finance Limited in the comment section below.