Axis Bank Miles & More Credit Card
Apply Now
Joining Fee
Renewal Fee
Best Suited For
Reward Type
Welcome Benefits
Movie & Dining
Minimum 15% discount on dining bills at partner restaurants with Axis Bank Dining Delights Program
Rewards Rate
6 award miles per Rs. 200 spent with Axis Bank Miles & More Select Credit Card and 4 award miles per Rs. 200 spent with Axis Bank Miles & More World Credit Card
Reward Redemption
Miles are redeemable for flight bookings, hotel reservations, car rentals, shopping or for donations
Travel
Complimentary domestic and international airport lounge access
Domestic Lounge Access
Axis Bank Miles & More Select Credit Card -8 complimentary domestic airport lounge; Axis Bank Miles & More World Credit Card- 4 complimentary domestic airport lounge access per quarter
International Lounge Access
4 complimentary airport lounge access per year with Axis Bank Miles & More Select Credit Card and 2 complimentary airport lounge access per year with Axis Bank Miles & More World Credit Card with Priority Pass membership
Golf
N/A
Insurance Benefits
Complimentary personal air accident insurance, check-in baggage and travel documents loss/delay cover and Credit Shield cover with both the variants of the card
Spend-Based Waiver
N/A
Rewards Redemption Fee
Nil
Foreign Currency Markup
3.5% of the transaction amount
Interest Rates
3.6% per month (or 52.86% annually)
Fuel Surcharge
1% fuel surcharge waived off on fuel purchases at all fuel stations across India (for transactions between Rs. 400 and Rs, 4,000)
Cash Advance Charges
2.5% (minimum Rs. 500) of the withdrawn amount
- 15,000 miles on Axis Bank Miles & More Select Credit Card; 5,000 award miles on Axis Bank Miles & More World Credit Card as a welcome bonus.
- Annual bonuses of 4,000 and 3,000 reward miles on the Miles & More Select and Miles & More World Credit Cards, respectively.
- Complimentary Priority Pass membership with 4 (Axis Bank Miles & More Select Credit Card) or 2 (Axis Bank Miles & More World Credit Card) complimentary airport lounge access per year at select airports.
- 8 complimentary domestic airport lounge access per quarter with Axis Bank Miles and More Select Credit Card and 4 complimentary domestic lounge access per quarter with Axis Bank Miles and More World Credit Card.
- Preferred rates on Axis Bank loans with both variants of the Miles & More Credit Card.
- Minimum 15% off at partner restaurants with the Axis Bank Dining Delights program.
- 1% fuel surcharge on transactions between Rs. 400 and Rs. 4,000 at all fuel stations across India.
Axis Bank Miles & More Credit Card Features
Welcome Benefits
- 15,000 award miles with Axis Bank Miles & More Select Credit Card on making the first transaction with the card.
- 5,000 award miles with Axis Bank Miles & More World Credit Card on making the first transaction with the card.
Annual Renewal Benefits
- 4,000 award miles added to your Miles & More account every year the card membership is renewed (applicable for Miles & More Select Credit Card)
- 3,000 award miles are added to your Miles & More account every year, and the card membership is renewed (applicable for Miles & More World Credit Card).
Axis Bank Miles & More Credit Card Travel Benefits
- Rewards are award miles that can be redeemable for travel-related spending, such as flight bookings/upgrades and hotel reservations.
- Complimentary Priority Pass membership with 4 complimentary international airport lounge access per annum with the Miles & More World Select Card and 2 complimentary international airport lounge access per annum with the Miles & More World Credit Card.
- 8 Complimentary domestic lounge access per quarter with the Miles & More World Select Credit Card and 4 complimentary domestic lounge access per quarter with the Miles & More World Credit Card under the MasterCard lounge access program.
Dining Benefits
With the Axis Bank Dining Delights program, you can receive a minimum 15% discount on dining bills at partner restaurants.
Axis Bank Miles & More Credit Card Insurance Benefits
The insurance benefits that you get with the Miles and More Credit Card are summarised in the table below-
| Insurance Cover | Miles & More Select Credit Card | Miles & More World Credit Card |
| Personal Air Accident | Rs. 4,50,00,000 | Rs. 2,50,00,000 |
| Credit Shield | Rs. 5,00,000 | Rs. 1,00,000 |
| Check-in Baggage Loss | USD 500 | USD 500 |
| Baggage Delay/Loss of Baggage and Personal Documents | USD 500 | USD 500 |
Axis Bank Miles & More Credit Card Rewards
- 6 award miles per Rs, 200 spent with Axis Bank Miles & More Select Credit Card.
- 4 award miles per Rs. 200 spent with Axis Bank Miles & More World Credit Card.
Reward Redemption:
The miles earned on your Axis Bank Miles & More Credit Card are transferred to your Miles & More account registered with the bank and can be redeemed on Miles & More India website for flight bookings and upgrades (on all Star Alliance member carriers, including Lufthansa Airlines, United Airlines, Air Canada, Air China, and Singapore Airlines), hotel reservations, shopping at partner merchants, car rentals or for donations for a good cause.
How to Apply?
You can apply for Axis Bank credit cards online on their official website or by visiting your nearest Axis Bank branch. In order for your application to be processed, you’ll need to submit a few documents: identity proof (like an Aadhar card, Voter card, PAN card, etc.), address proof (like an Aadhar card, Voter card, driving license, utility bills, etc.), and proof of income (salary slips for salaried applicants and audited ITR acknowledgment for self-employed applicants).
Customer Care
For any queries/assistance regarding the credit card, you may dial Axis Bank’s retail phone banking numbers- 1860 419 5555 or 1860 500 5555. To block your card, you may contact the 24×7 helpline at +91 22 67987700.
Axis Bank Miles & More Review
Considering the travel benefits that it offers, Axis Bank Miles & More Credit Card can be considered one of the best credit cards for international travelers. The card not only earns you award miles that are redeemable on Star Alliance airlines, but it also includes big international carriers like Lufthansa, United Airlines, Air Canada, Air China, and Singapore Airlines. But also offers you additional travel benefits like complimentary airport lounge access, Priority Pass membership and multiple travel-related insurance covers. If you’re a frequent international flyer, this card by Axis Bank is certainly worth considering. What’s your take on the Miles & More Credit Card? Do let us know in the comments.
FAQs:
What is Miles & More?
How many complimentary airport lounge visits do I get with each of the two variants of Axis Bank Miles & More Credit Card?
How can I redeem the miles earned on the Miles & More Credit Card?
What is the validity of the miles earned on the Miles & More Credit Card?
- You have been a Miles & More Credit Cardholder for at least 3 months.
- You make at least 1 Miles-related purchase every month with your Miles & More Credit Card.
Do I get any golf benefits with Axis Bank Miles & More Credit Card?
Do I get a fuel surcharge waiver with the Axis Bank Miles & More Credit Card?