HDFC Bank Pixel Play Credit Card
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Joining Fee
Renewal Fee
Best Suited For
Reward Type
|
Welcome Benefits
Movie & Dining
20% Off Upto ₹300 Each Month on Dining Bills Via Swiggy Dineout
Rewards Rate
5% Cashback on Two Specified Categories Like Dining, Travel, Grocery, Fashion, etc. 5% Cashback on Smartbuy, and 3% Cashback on Any One Platform – Amazon, Flipkart, and PayZapp. 1% Unlimited Cashback on All Other Spends
Reward Redemption
Redemption for Vouchers Via PayZapp
Travel
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
N/A
Spend-Based Waiver
Spend Rs. 1 Lakh in a Card Anniversary Year
Rewards Redemption Fee
Nil
Foreign Currency Markup
3.5%
Interest Rates
3.60% Monthly and 43.20% Yearly
Fuel Surcharge
1% Waiver Upto ₹250 Each Statement
Cash Advance Charges
2.5%
- The card comes at a joining fee of ₹500.
- With this card, you can avail of 5% cashback on popular categories like fashion, entertainment, and dining.
- 5% cashback on Smartbuy spends.
- 1% cashback on all other eligible categories.
Pros
5% cashback on popular platforms and brands like Uber, Myntra, BookMyShow and Zomato.
Cons
Although this card charges a joining fee of ₹500, there are no welcome benefits associated with it.
Cashback With HDFC Pixel Play Credit Card
You can get 5% cashback upto 500 Points each month on any two packs of your choice. This customization allows cardholders to get the most out of their cards as they can select the category they spend most on.
- Dining & Entertainment Category – BookMyShow & Zomato
- Travel Category – MakeMyTrip & Uber
- Grocery Category – Blinkit & Reliance Smart Bazaar
- Electronics Category – Croma & Reliance Digital
- Fashion Category – Nykaa & Myntra
Apart from the 5% cashback categories, cardholders shall get 3% cashback on the choice of any one E-commerce merchant: PayZapp, Amazon, or Flipkart, and 5% cashback on spends made with HDFC Smartbuy; there is a maximum cap of 500 Points on each of these categories. 1% unlimited cashback is also provided for all other eligible spending.
The following categories are not eligible for cashback when spending with the HDFC Pixel Go Credit Card.
- Fuel
- Wallet
- Rent
- Government Related
- EMI Transactions
- Cash Advances
- Payment of Outstanding Balances
Reward Redemption
- CashBack will be credited in the form of Pixel CashPoints, which can be easily managed under the rewards section of the Pixel Homepage in Payzapp.
- Upon accumulating 1,000 Pixel Cash Points, you can easily redeem them in Payzapp Wallet and purchase digitally with your choice of brand vouchers within Payzapp.
- Pixel CashPoints are valid for two years from the date of accumulation.
Joining Fee Waiver
Get the joining fee waived by spending ₹20,000 within 90 days of card issuance.
How to Apply?
You can easily apply for HDFC Bank Pixel Credit Card by following the below steps:
- Download/Update PayZapp App from Google Play Store for Android OR App Store for iOS
- Click on the ‘Apply Now for Pixel Play banner on the PayZapp Homepage
Bottom Line
In conclusion, the HDFC Pixel Play Credit Card presents an appealing option for those seeking a budget-friendly card with rewarding benefits. With its modest joining fee and the opportunity to earn 5% cashback on two chosen categories, including popular brands in various sectors like dining, entertainment, travel, groceries, electronics, and fashion, this card caters well to the needs of young shoppers.
Overall, the Pixel Play Credit Card from HDFC Bank stands out as a convenient choice for individuals looking to make their purchases more rewarding while not spending much on fees. This card is especially appealing for youngsters as it offers 5% cashback across popular platforms like BookMyShow, Zomato, and Nykaa. The HDFC Pixel Play Credit Card is also famous for providing appealing deals and offers periodically, like early access and discounts for the Diljit Dosanjh India Tour.
Those who are looking for a similar credit card but with a lower annual charge should read about the HDFC Pixel Go Credit Card.
FAQs:
What is the joining fee for a Pixel Play Credit Card?
What is the interest-free period with the HDFC Pixel Play Credit Card?
How much salary is needed for the HDFC Pixel Credit Card?