HDFC Bank Pixel Play Credit Card

Apply Now

(4.5/5)

Joining Fee

Lifetime Free (Limited Time Till 16th January 2025)

Renewal Fee

Lifetime Free (Limited Time Till 16th January 2025)

Best Suited For

Shopping |

Reward Type

Cashback
|

Welcome Benefits

N/A


Rewards and Benefits

Movie & Dining

20% Off Upto ₹300 Each Month on Dining Bills Via Swiggy Dineout

Rewards Rate

5% Cashback on Two Specified Categories Like Dining, Travel, Grocery, Fashion, etc. 5% Cashback on Smartbuy, and 3% Cashback on Any One Platform – Amazon, Flipkart, and PayZapp. 1% Unlimited Cashback on All Other Spends

Reward Redemption

Redemption for Vouchers Via PayZapp

Travel

N/A

Domestic Lounge Access

N/A

International Lounge Access

N/A

Golf

N/A

Insurance Benefits

N/A


Fees & Charges

Spend-Based Waiver

Spend Rs. 1 Lakh in a Card Anniversary Year

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5%

Interest Rates

3.60% Monthly and 43.20% Yearly

Fuel Surcharge

1% Waiver Upto ₹250 Each Statement

Cash Advance Charges

2.5%


Product Details
  • The card comes at a joining fee of ₹500.
  • With this card, you can avail of 5% cashback on popular categories like fashion, entertainment, and dining.
  • 5% cashback on Smartbuy spends.
  • 1% cashback on all other eligible categories.


Pros/Cons

Pros

5% cashback on popular platforms and brands like Uber, Myntra, BookMyShow and Zomato.

Cons

Although this card charges a joining fee of ₹500, there are no welcome benefits associated with it.

Cashback With HDFC Pixel Play Credit Card

You can get 5% cashback upto 500 Points each month on any two packs of your choice. This customization allows cardholders to get the most out of their cards as they can select the category they spend most on.

  • Dining & Entertainment Category – BookMyShow & Zomato
  • Travel Category – MakeMyTrip & Uber
  • Grocery Category – Blinkit & Reliance Smart Bazaar
  • Electronics Category – Croma & Reliance Digital
  • Fashion Category – Nykaa & Myntra

Apart from the 5% cashback categories, cardholders shall get 3% cashback on the choice of any one E-commerce merchant: PayZapp, Amazon, or Flipkart, and 5% cashback on spends made with HDFC Smartbuy; there is a maximum cap of 500 Points on each of these categories. 1% unlimited cashback is also provided for all other eligible spending.

The following categories are not eligible for cashback when spending with the HDFC Pixel Go Credit Card.

  • Fuel
  • Wallet
  • Rent
  • Government Related
  • EMI Transactions
  • Cash Advances
  • Payment of Outstanding Balances

Reward Redemption

  • CashBack will be credited in the form of Pixel CashPoints, which can be easily managed under the rewards section of the Pixel Homepage in Payzapp.
  • Upon accumulating 1,000 Pixel Cash Points, you can easily redeem them in Payzapp Wallet and purchase digitally with your choice of brand vouchers within Payzapp.
  • Pixel CashPoints are valid for two years from the date of accumulation.

Pixel Play HDFC Credit CardPixel Play HDFC Credit Card

Joining Fee Waiver

Get the joining fee waived by spending ₹20,000 within 90 days of card issuance.

How to Apply?

You can easily apply for HDFC Bank Pixel Credit Card by following the below steps:

  • Download/Update PayZapp App from Google Play Store for Android OR App Store for iOS
  • Click on the ‘Apply Now for Pixel Play banner on the PayZapp Homepage

Bottom Line

In conclusion, the HDFC Pixel Play Credit Card presents an appealing option for those seeking a budget-friendly card with rewarding benefits. With its modest joining fee and the opportunity to earn 5% cashback on two chosen categories, including popular brands in various sectors like dining, entertainment, travel, groceries, electronics, and fashion, this card caters well to the needs of young shoppers.

Overall, the Pixel Play Credit Card from HDFC Bank stands out as a convenient choice for individuals looking to make their purchases more rewarding while not spending much on fees. This card is especially appealing for youngsters as it offers 5% cashback across popular platforms like BookMyShow, Zomato, and Nykaa. The HDFC Pixel Play Credit Card is also famous for providing appealing deals and offers periodically, like early access and discounts for the Diljit Dosanjh India Tour.

Those who are looking for a similar credit card but with a lower annual charge should read about the HDFC Pixel Go Credit Card.

FAQs:

What is the joining fee for a Pixel Play Credit Card?

The HDFC Bank Pixel Play Credit Card can be availed at a joining charge of ₹500 + GST.

What is the interest-free period with the HDFC Pixel Play Credit Card?

Cardholders shall get upto 50 days of interest-free period with this card.

How much salary is needed for the HDFC Pixel Credit Card?

The minimum monthly income required for salaried individuals is ₹25,000 per month and the minimum applicant age should be 21.

Tags: 837837837837837

Leave a Reply