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Welcome Benefits

People who opt for the TVS Credit RBL Bank Credit Card will receive quite a rewarding introductory perk. Users will earn 2,000 Bonus Reward Points upon making the first transactions within 30 days of card activation. The Reward Points earned can be redeemed for vouchers and gift cards on the RBL Rewards Portal. Cardholders will actually enjoy using this card and even recommend to other people how rewarding this card is. The value of 1 Reward Point = ₹0.25.

Milestone Benefits

The TVS Credit RBL Bank Credit Card also offers milestone benefits. Users will earn a bonus of 2,000 Reward Points on spending ₹1.5 lakhs annually. The Reward Points earned can be redeemed for vouchers, products, and gift cards through the RBL Rewards Portal. The value of 1 Reward Point = ₹0.25.

One should remember that purchases made on fuel & auto, utilities, insurance, railways, rental, education, wallets, government services, cash, miscellaneous, Bills2Pay, and EMI conversion of retail transactions are not valid in the milestone benefits program.

Entertainment Perks

With the TVS Credit RBL Bank Credit Card, users will receive a buy-one-get-one-free offer of up to ₹200 on movie tickets. Cardholders can avail of this offer by booking two or more tickets through BookMyShow. One should remember that this offer can only be applicable if the cardholders achieve the monthly milestone benefit of spending ₹10,000. Cardholders can avail of one free ticket or a discount of ₹200 when booking two or more tickets.

Credit Card on UPI

The TVS Credit RBL Bank Credit Card is available on the RuPay network. This means you can easily link it to your preferred UPI application, such as BHIM, Google Pay, PhonePe, etc, and use your phone to make payments without needing a physical card.

NCMC Benefit

With the TVS Credit RBL Bank Credit Card, users have the perks of making quick payments at metro stations, bus terminals, etc., by simply tapping the card on the reader because this card is equipped with the National Common Mobility Card feature. This NCMC feature comes with an inbuilt offline wallet that can be easily loaded and has a maximum limit of ₹2,000.

Railway Lounge Access

The benefit of railway lounge access is also provided with the TVS Credit RBL Bank Credit Card. People with this card receive one free Executive lounge access per calendar quarter. To avail of this benefit, users need to show their valid, unexpired eligible card along with a valid train ticket at the entrance of the participating lounges. A nominal fee of ₹2 will be debited from the cardholder’s account for the complimentary lounge access. The lounge benefit includes 2 hours of lounge stay, a buffet meal, tea/coffee, access to a changing room, newspapers, and magazines. One should know that this benefit applies only to the primary cards and not to Add-on cards.

Fuel Surcharge Waiver

The TVS Credit RBL Bank Credit Card offers a fuel surcharge waiver to its cardholders who regularly spend on fuel. This card offers a 1% fuel surcharge waiver of up to ₹100 every month on transactions between ₹400 and ₹5,000.

Reward Rate

TVS Credit RBL Bank Credit Card offers a reward rate that is quite beneficial to cardholders. They will earn 1 Reward Point for every ₹100 spent on valid offline or PoS purchases and will earn 2 Reward Points for every ₹100 spent on valid online or e-commerce purchases. There is a cap for earning up to 1,000 Reward Points in a month for transactions made online, and these points are reflected in the monthly card statement. The reward points can be redeemed at the RBL Rewards Portal.

Please note that transactions done on fuel & auto, utilities, insurance, railways, real estate/rental, education, wallets/service providers, government services, contracted services, cash, miscellaneous, Bills2Pay, and EMI conversion of retail transactions will not earn any Reward Points.

Reward Redemption

Cardholders can visit the RBL Rewards Portal to redeem rewards. After logging in, they can see their reward points and choose from various options to use them, like getting merchandise, vouchers, or statement credit. They can choose their preferred option, and their points will be deducted from their total balance.

The value of 1 Reward Point = ₹0.25.

TVS Credit RBL Bank Credit Card Review

The TVS Credit RBL Bank Credit Card offers a reasonable joining and renewal fee and is best suited for shopping enthusiasts. Cardholders can earn Reward Points for both online and in-store purchases, and these points can be redeemed for vouchers and gift cards. The card also provides perks such as a BOGO offer on movie tickets, complimentary railway lounge access, and a fuel surcharge waiver. This card can be easily linked with UPI for easy transactions. Although it lacks certain benefits like insurance coverage and air travel lounge access, it is a versatile choice for people who are seeking a credit card with rewarding features and at an affordable price.