Standard Chartered Emirates World Credit Card
Joining Fee
Renewal Fee
Best Suited For
Reward Type
Welcome Benefits
Movie & Dining
NA
Rewards Rate
3 Skywards miles on every Rs. 150 spent, 6 Skywards miles on every Rs. 150 spent on Emirates.com.
Reward Redemption
The skywards miles you earn through the Emirates world card are automatically transferred to your Skywards Emirates account.
Travel
You get complimentary domestic as well as international lounge access.
Domestic Lounge Access
Complimentary domestic lounge access to several participating lounges.
International Lounge Access
2 complimentary international lounge access every month based on your spends.
Golf
Get 1 free Golf lesson each month, a 50% discount on all Golf games, and access to 4 Golf games every year.
Insurance Benefits
Coverage of Rs. 1 Crore in case of an overseas air accident. Cover for flight delay, baggage delay, and Hijacking is also available.
Spend-Based Waiver
Nil
Rewards Redemption Fee
Rs 99/- plus applicable taxes per redemption request.
Foreign Currency Markup
3.5% on all foreign currency spends
Interest Rates
3.75% per month
Fuel Surcharge
1% fuel surcharge or Rs. 10 (whichever is higher)
Cash Advance Charges
3% of the amount withdrawn or Rs. 300 (whichever is higher)
- A bonus of 4,000 miles as a Welcome Gift
- 6 skywards miles on every Rs. 150 spent on Emirates.com.
- 3 skywards miles on every Rs. 150 spent on other transactions.
- Complimentary Domestic lounge access.
- Complimentary International lounge based on monthly spends.
- 5% Cashback on duty-free shopping.
- Get 1 Complimentary golf lesson each month and a 50% discount on all golf games
- Coverage of Rs. 1 Crore in case of an overseas air accident
Welcome Benefits
The Standard Chartered Emirates World Credit Card offers 4,000 bonus miles as a welcome benefit and a renewal bonus of 1,500 Skywards miles.
Standard Chartered Bank Emirates World Credit Card Rewards
- On every Rs. 150 spent, you get 3 skywards miles on all transactions.
- You earn 6 skywards miles on every spend of Rs. 150 on Emirates transactions.
- Get 5% cashback on duty-free shopping of up to Rs. 1,000 monthly.
Rewards Redemption
The miles earned would automatically be transferred to your Emirates Skywards account. You can use these skywards miles for flight bookings and other services at Emirates.
Golf Benefits
- You get 1 free golf lesson each month and a 50% discount on all golf games.
- There are 4 complimentary green fees per calendar year, and you can avail of no more than 1 green fee per calendar month.
Travel Benefits
- The MasterCard lounge program gives you complimentary domestic lounge access to several participating lounges.
- Cardholders also get 2 complimentary domestic and international lounge access via Priority Pass every month on spending over Rs. 10,000 in the previous month.
Insurance Benefits
| Category | Insurance Coverage |
| Accidental air death | Rs. 1 crore |
| Flight Delay | USD 300 |
| Trip interruption | USD 1,000 |
| Delayed baggage | USD 600 |
| Loss of travel documents | USD 1075 |
| Hijacking | USD 6,000 |
Conclusion
If you travel via Emirates, then this card is for you. It comes with exclusive travel perks and several other cashback offers. Being in partnership with Emirates.com, it provides extra privileges to its customers traveling through Emirates. The Standard Chartered Bank also provides its cardholders with other exciting offers like lounge access golf program benefits. So, nothing should stop you from having this credit card, especially if you love traveling via Emirates. Along with providing travel benefits, you can improve your financial power by availing loans and other exclusive offers. So, if you’re looking for a card that can provide you with exciting travel benefits along with other exclusive offers on regular spending, you should undoubtedly choose Standard Chartered Emirates World Credit Card. However, if you are not a frequent traveler, you can check other Standard Chartered Credit Cards and choose one that fits your needs.
FAQs:
1. Where can I use the skywards miles I earn through the Standard Chartered Emirates world credit card ?
2. If I avail a loan through the Emirates world credit card, in how many months do I need to pay it back ?
3. Does the Emirates world credit card provide a fuel surcharge waiver ?
4. What to do if I lose my Emirates world credit card ?
5. Can I withdraw cash using my Emirates world credit card ?