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Standard Chartered Super Value Titanium Credit Card Rewards/Cashback

• You can earn 5% cashback on fuel spends across all fuel stations up to ₹200 per month. The maximum cashback is ₹100 per transaction. You can avail yourself of cashback on transactions worth ₹2,000 or less.
• You can earn up to 5% cashback on utility bill payments on minimum transactions of ₹750, with a maximum cashback of ₹100 per month.
• You can earn up to 5% cashback on telephone bill payments, subject to a minimum limit of ₹750 and a maximum available cashback of ₹200 per month.
• Total cashback is capped at ₹500 per month for all categories.
• You get 1 RP on every ₹150 that you spend on all other eligible categories.

Reward Point/Cashback Redemption

Effective 1st May 2024, a minimum cashback balance of ₹1,000 is required for cashback redemption requests. Cashback value less than this amount cannot be redeemed. Additionally, cashback can only be redeemed in multiples of ₹500, for example, ₹1,500, ₹2,000, etc.

Also, to place a reward redemption request, you must have a minimum of 500 reward points. Reward points are redeemable only against products, vouchers, or services featured in the 360 Rewards catalog.

Standard Chartered Super Value Titanium Credit Card Features and Benefits

The Super Value Titanium Credit Card offered by Standard Chartered Bank is a premium card that is lifetime free for priority banking customers and comes with a membership fee for others. The card has several exclusive benefits & features, which are as mentioned below:

Welcome Benefits

You get 100% cashback (up to ₹1,500) on all fuel purchases made within the first 90 days after the card issuance.

Travel Benefits

The Premium Banking customers get a complimentary Priority Pass membership with access to over 1,500 airport lounges globally.

Spend-Based Waiver

The renewal fee of ₹750 is waived (second year onwards) if you spent ₹90,000 or more in the previous year.
The renewal fee of ₹750 is waived (second year onwards) if you spent ₹90,000 or more in the previous year.

SC Super Value Titanium Credit Card Charges

Some of the most important fees associated with the StanChart Super Value Titanium Credit Card are as follows:

• This card’s joining, and annual membership fee is ₹750, which is reversed if you spend ₹90,000 or more in the previous year.
• The interest rate on the Super Value Titanium Card is 1.99% per month.
• The SC Super Value Titanium Credit Card’s foreign currency markup charges are 3.5% of the total transaction amount spent in a different currency.
• The cash advance fee on this credit card is 3% of the transacted amount, subject to a minimum of ₹300.

Standard Chartered Super Value Titanium Credit Card Eligibility Criteria

The eligibility requirements that you need to fulfill in order to get approved for the Standard Chartered Super Value Titanium Card are as follows:

• The primary cardholder’s age must be between 21 and 65, and the supplementary cardholder’s age should be above 18.
• The applicant’s monthly income should be a minimum of ₹55,000.
• The applicant should be residing in one of the cities where Standard Chartered Credit Card services are available.
• The applicant should have a decent credit history.

How To Apply For The Super Value Titanium Credit Card?

One can easily apply for the Standard Chartered Super Value Titanium Card online or offline at your convenience. To apply offline, visit your nearest SC Bank branch (if there is a branch available in your city) with all the necessary documents and apply for the card by filling out the physical application form. To apply online, you can proceed further by following the below-mentioned steps:

• Click on Apply Now option and proceed further by filling in the required information and uploading the required documents.

Conclusion

With a Standard Chartered Super Value Titanium credit card, you get manifold benefits and privileges on your daily spends. Keeping its welcome benefits and cashback offers in mind, the card is an excellent choice for people who have to make fuel transactions very often. Along with that, it is also best suited for utility and mobile bill payments as you can save 5% every time on these categories with this card. The card is of great value for premium banking customers as it is free for them and provides a complimentary Priority Pass membership with access to over one thousand participating lounges. So, if you are a premium banking customer or someone with high fuel expenses, you should definitely try the Standard Chartered Super Value Titanium Credit Card.

You can also check the HSBC Live+ Credit Card, which has an affordable fee of ₹999 and offers cashback for groceries, food delivery, and dining. Both cards are similar.