Standard Chartered EaseMyTrip Credit Card
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Joining Fee
Renewal Fee
Best Suited For
Reward Type
|
Welcome Benefits
Movie & Dining
NA
Rewards Rate
2 Reward Points every Rs. 100 spend on retail purchases, and 10x Rewards on booking tickets at standalone hotels, apps, or websites.
Reward Redemption
1 Reward Point = Re. 0.25 for redemption against various categories at the 360-degree rewards portal.
Travel
Discount on Travel Bookings
Domestic Lounge Access
2 Free Visits Each Year
International Lounge Access
N/A
Golf
NA
Insurance Benefits
NA
Spend-Based Waiver
The renewal fee is waived on spending Rs. 50,000 or more in a year
Rewards Redemption Fee
Rs. 99
Foreign Currency Markup
3.5% of the transaction amount
Interest Rates
3.75% per month
Fuel Surcharge
1% fuel surcharge is applicable on all authorized fuel purchases.
Cash Advance Charges
3% of the withdrawn cash amount or Rs. 300 (whichever is higher)
- 2x Reward Points on every retail spend of ₹100.
- 10x Rewards on ticket bookings at standalone hotels, websites, or apps.
- Up to 20% discount on travel-related bookings.
- Complimentary domestic lounge access.
- Spend-based renewal fee waiver.
- Zero Liability Protection against a lost/stolen card.
Standard Chartered EaseMyTrip Credit Card Features and Benefits
The EaseMyTrip co-branded card issued by Standard Chartered Bank is a great travel card specially designed for those who make their travel bookings mostly with the EaseMyTrip app/website. Not only this, but the card has a number of additional privileges, which are as follows:
Travel Benefits
On making travel bookings via the EaseMyTrip website/app, you get the following benefits:
- 20% discount on domestic as well as international hotel bookings. The maximum discount on domestic hotel bookings is capped at ₹5,000, and that on international hotel bookings is capped at ₹10,000.
- 10% discount on domestic & international flight bookings. The maximum discount on international flight bookings is capped at ₹5,000, and that on domestic bookings is capped at ₹1,000.
- Get flat ₹125 off on bus ticket bookings worth ₹500 or more.
Airport Lounge Access
You also get domestic and international airport lounge access with this card. The detailed information regarding the same is given below:
- You get 2 complimentary domestic lounge access each year.
Spend-Based Waiver
You can get the renewal fee of ₹350 waived on spending ₹50,000 or more in the previous anniversary year.
Standard Chartered EaseMyTrip Credit Card Reward Points
The reward rates that you get with the Standard Chartered EaseMyTrip Credit Card in different categories are as mentioned below:
- Get 2X Reward Points on every spend of ₹100 on retail purchases.
- 10X Reward Points on airline apps/outlets/websites or at standalone hotels.
- No Reward Points are earned on cash withdrawals, card fees & charges, etc.
- The monetary value of 2 Reward Points is equivalent to ₹0.50.
Reward Redemption
The rewards earned using this card can be redeemed on the 360-degree rewards portal against lots of options as mentioned below:
- You can redeem your earned Rewards against products, gift vouchers, or services available there.
- The Reward Points are valid only for 2 years from the accumulation date.
Standard Chartered EaseMyTrip Credit Card Fees and Charges
Some important fees associated with the EaseMyTrip Standard Chartered Credit Card are as follows:
- This credit card’s joining and annual fee is ₹350, which is waived if the cardholder spent ₹50,000 or more in the previous year.
- The interest rate on the Standard Chartered EaseMyTrip Credit Card is 3.75% per month.
- The foreign currency markup fee on this credit card is 3.5% of the total transaction amount.
- The cash withdrawal fee on the Standard Chartered EaseMyTrip Credit Card is 3% of the cash amount or a minimum of ₹300.
Standard Chartered EaseMyTrip Credit Card Eligibility Criteria
You also need to fulfill certain eligibility requirements in order to get approved for the Standard Chartered EaseMyTrip Credit Card. These criteria are given below:
- The applicant should be above 18 years and below 65 years.
- The applicant should have a stable source of monthly income.
- The applicant should belong to a location where Standard Chartered Bank’s services are available.
How to Apply for SC EaseMyTrip Credit Card?
One can easily apply for the Standard Chartered EaseMyTrip Credit Card online or offline at your convenience. Just make sure to check the eligibility requirements before that. To apply offline, visit the Standard Chartered branch nearest to you (if there is a branch in your city) and apply for the card by filling out the physical application form. To apply online, you can proceed further as follows:
- Click on the Apply Now button at the top of the page
- Under the option ‘Our Products.’
- Select ‘Credit Cards’ and then choose the Standard Chartered EaseMyTrip Credit Card.
- Proceed further to fill in the digital application form.
Bottom Line
The Standard Chartered EaseMyTrip Credit Card is a great option for those who travel very often domestically. They can not only earn accelerated rewards on travel but also many more additional privileges that this card offers, such as up to 20% discount on travel bookings, complimentary lounge access, etc. Moreover, there is a decent reward rate on all purchases, so you can save on almost all your spending using this card. Moreover, the minimum threshold amount to get the renewal fee waived is very low, and hence, the cardholders can easily avoid paying the membership fee from the second year.
This was our review of the EaseMyTrip Standard Chartered Credit Card. Let us know your views on this in the comment section below!
FAQs:
Is there an annual fee for the Standard Chartered EaseMyTrip Credit Card?
Do I get a fuel surcharge waiver on this card?
What is the monetary value of Standard Chartered EaseMyTrip Credit Card reward points?