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IndusInd Bank Platinum RuPay Credit Card Features

Let us now have an in-depth look at all the features and main highlights of the Platinum UPI Credit Card.

Petrol Surcharge Waiver

Save up to Rs. 480 per annum with a 1% fuel surcharge waiver offered with IndusInd Bank Platinum RuPay Credit Card.

UPI Enabled

You can link this credit card to the UPI application of your choice and make quick transactions with your mobile phone.

Travel Insurance

IndusInd Bank Platinum RuPay Credit Card Rewards

• You will get 2 Reward Points on every Rs. 100 spent with UPI.
• You shall receive 1 Reward Point for every non-UPI transaction of Rs. 100.
• You will also earn Rs. 0.70 for all eligible spends. This is valid for both UPI and non-UPI transactions.
• You shall only earn Reward Points up to your given credit limit. 
• No Reward Points shall be awarded for utility bills, government services, insurance premiums, education fees, spends on fuel, and rental payments.

Redemption of Reward Points

You can redeem your Reward Points earned with the Platinum RuPay Credit Card for the following.

• Earn instant discounts, cashback offers, and a lot more on popular brands with IndusMoments.
• Redeem your reward points for InterMiles. 100 Reward Points = 100 InterMiles.
• You can use your reward points to redeem their cash value and pay your outstanding credit card. 1 Reward Point = Rs. 0.30.

How to Apply for an IndusInd Platinum RuPay Credit Card?

The application process for IndusInd Platinum RuPay Credit Card is fairly easy. You just have to follow these steps.

• Click on Apply Now,
• You shall then be redirected to the official bank website,
• Fill in your particulars and
• Submit your application for the new card.

How to Link Your Platinum RuPay Credit Card With UPI?

Quickly link your Platinum RuPay Credit Card on UPI in a few steps given below.

• Open your UPI app* BHIM, PhonePe, Paytm, or Google Pay.
• Select the option “Add Credit Card/Link Credit Card”
• Select Credit Card Issuer Bank (IndusInd Bank)
• Select your IndusInd Bank Platinum RuPay Credit Card
• Proceed to generate UPI PIN

IndusInd Bank Platinum RuPay Credit Card Review

The IndusInd Bank Platinum RuPay Credit Card is most suited for people who make regular payments through UPI. Whether it’s groceries or dining, you can earn 2 Reward Points on every spend of Rs. 100 with the UPI application of your choice. Not only this, transactions not made through UPI shall also get 1 Reward Point for every Rs. 100 spent.

Although this card offers reasonable rewards for UPI payments, there are a few other benefits associated with it. This entry-level credit card is designed for beginners or first-time cardholders to build their credit score and adjust to using a credit card.

Tell us your thoughts on this latest offering by IndusInd Bank.