AU Zenith+ Credit Card
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Joining Fee
Renewal Fee
Best Suited For
Reward Type
|
Welcome Benefits
Movie & Dining
16 complimentary Buy One Get One movie tickets per annum, max 4 per quarter
Rewards Rate
2 RPs per Rs. 200 spent on dining, international, and travel spends. 1 RP per Rs. 100 on other spends
Reward Redemption
NA
Travel
Complimentary Taj Epicure Membership on spending Rs. 12 Lakhs in the year.
Domestic Lounge Access
4 Complimentary Lounge Access Every Quarter (16 Each Year)
International Lounge Access
16 complimentary international lounge access
Golf
8 complimentary golf lessons per annum, max 2 per quarter
Insurance Benefits
Complimentary device protection plan
Spend-Based Waiver
Renewal fee waiver on spending Rs. 8 Lakhs in the year
Rewards Redemption Fee
₹99 + GST
Foreign Currency Markup
0.99% of the transaction amount
Interest Rates
1.99% per month or 23.88% per annum
Fuel Surcharge
1% fuel surcharge waiver up to Rs. 1000 per statement cycle
Cash Advance Charges
None
- Luxury brand gift vouchers worth Rs. 5000 as welcome benefit
- 1 RP per Rs. 100 spent and 2 RPs on international, dining, and travel spends
- 1000 RPs on spends of Rs. 75,000 in the month
- Complimentary Taj Epicure membership on spending Rs. 12 Lakhs in the year
- 16 complimentary domestic and international lounge access
- 16 complimentary movie tickets per annum, max 4 per quarter
- 30% discount on the Silver Spoon Dining program
- Low forex markup fee of 0.99% of the transaction amount
Reward Earning Rate
- You can earn 1 RP per ₹100 spent with the card.
- Earn 2 RPs per ₹100 spent on travel, dining, and international spends.
- The value of 1 RP = ₹1. Cash advances, fuel, and EMI spending are not eligible for reward points.
AU Bank Zenith+ Credit Card – Features
The following are the features and benefits associated with the AU Bank Zenith+ Credit Card–
Welcome Benefit
Get welcome vouchers worth ₹5000 from Taj Hotels, Tata Cliq, Michael Kors, or other luxury brands. Customers can also opt for 5000 RPs as a welcome benefit.
You can use any of the following modes of activation to get the welcome benefit voucher –
- AU 0101 Mobile App/Net banking
- Call 1800 1200 1500
- Chatbot AURO
Milestone Benefits
- Get a bonus of 1000 RPs on spending ₹75,000 or more in the month.
- Get a complimentary Taj Epicure Membership on spending ₹12 Lakhs in the card anniversary year. With the Taj Epicure membership, you get the following benefits –
- 25% off on Food and beverages – Takeaway and Dining
- 20% off on Qmin App orders
- 20% off on Spa Treatments at Jiva Spas
- 20% off on Salon services at participating salons
- 20% off on Food and Beverages – Banquets
Renewal Benefit
Get 5,000 RPs whenever you pay the card membership, i.e., renewal fees from the second year onwards.
Travel Benefits
- Get 16 complimentary international lounge access per annum, a maximum of 4 per quarter, with the Priority Pass membership.
- Get 16 complimentary domestic lounge access per annum, max four quarter, with the credit card.
- Get a complimentary Taj Epicure Membership on spending ₹12 Lakhs in the card anniversary year.
- Get complimentary meet and greet services with end-to-end VIP check-in four times per year, max once per quarter. You can book the service by calling the concierge at 022-42320298 or 1800 210 0298
Golf Benefits
AU Zenith+ Credit Cardholders can enjoy up to 8 complimentary rounds of golf or lessons per calendar year, with a maximum of 2 complimentary rounds of golf or lessons per calendar quarter. Any unused complimentary rounds or lessons will not be carried forward to the next calendar quarter.
AU Zenith+ Credit Cardholders need to call the concierge desk at 1800 210 0298 (toll-free) or 022-42320298 to place the request. Cardholders will receive the booking confirmation via email. Check the complete list of available golf courses where free lessons/rounds are available with AU Zenith+ Metal Credit Card.
Movie and Dining Benefits
- Get complimentary 16 Buy One Get One movie tickets per annum, a maximum of 4 per quarter. The maximum discount per booking is ₹500 when booked via BookMyShow. Complete details regarding the BOGO offer on Zenith+ Card are available online.
- Up to 30% discount at partner restaurants with the Silver Spoon dining program
Insurance Benefits
The following insurance benefits are only available for the primary AU Zenith+ Credit Card.
- Air Accident Cover – Up to ₹2 Crore
- Card Liability Cover – Up to ₹15 Lakhs
- Credit Shield – Up to ₹15 Lakhs
- Purchase Protection – Up to ₹50,000
- Other travel-related covers – In the event of baggage delay, delay in flight, loss of passport, and plane hijack.
Fees and Charges
The following are the fees and charges associated with the credit card –
- The joining and annual fee of the credit card is ₹4999 plus taxes. You can get the renewal fee waived on spending ₹8 Lakhs in the card anniversary year.
- The interest rate on the credit card is 1.99% per month or 23.8% per annum
- The card charges a low forex markup fee of 0.99% of the transaction amount, which is great for individuals who regularly spend foreign currency with their cards.
- The cash advance fee on the card is 2.5% of the transaction amount or a minimum of ₹100
Eligibility Criteria
The applicant must meet the following eligibility criteria –
- The applicant must be 21 to 60 years of age, and the add-on cardholder must be over 18 years old.
- The applicant must be a resident of India
- The applicant must have a net monthly income of ₹2.5 Lakhs
AU Zenith+ Metal Credit Card Review
Like the Zenith Credit Card, AU Bank has launched the premium Zenith+ credit card with a joining fee of ₹4999 plus taxes. The cad has decent features and privileges for almost all spend categories and offers ₹5000 gift vouchers from luxury brands. You can get 2 RPs on international, dining, and travel spends, and 1 RP on spends made elsewhere.
Cardholders can get a complimentary Taj Epicure Membership as milestone benefits for those who travel frequently, complimentary domestic and international lounge access, complimentary golf rounds, and a low forex markup fee of 0.99%. The card also offers excellent movie and dining benefits to the cardholder. It is a great choice and offers various benefits similar to the Zenith credit card at a lower fee.
Head over to the comments section and let us know your thoughts regarding this new card by AU Bank.
FAQs:
What is the joining/annual fee of the Zenith Plus credit card?
What is the reward rate on the credit card?
What are the movie and dining benefits offered by the card?
What is the forex markup fee charged by the credit card?
Does the card offer any milestone benefit?