Yatra SBI Credit Card

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(3.9/5)

Joining Fee

Rs. 499 + GST

Renewal Fee

Rs. 499 + GST

Best Suited For

Travel |

Reward Type

Reward Points

Welcome Benefits

Get e-gift vouchers from Yatra.com worth Rs 8250/- on paying the membership fee


Rewards and Benefits

Movie & Dining

NA

Rewards Rate

6 Reward Points per Rs. 100 spent on Movies, Groceries, Entertainment, Departmental Stores, and Dining. 1 Reward Point per Rs. 100 on all Other Spends

Reward Redemption

1 RP = ₹0.25

Travel

You get Rs 1000 off on domestic flight bookings on min transaction of Rs 5,000. You also get Rs Rs. 4,000 off on international flight bookings on min transaction of Rs 40,000 and 20% off on domestic hotels

Domestic Lounge Access

NA

International Lounge Access

NA

Golf

NA

Insurance Benefits

Complimentary air accidental cover worth Rs 50 lacs


Fees & Charges

Spend-Based Waiver

Annual and renewal fees can be waived if you spend Rs. 1 Lakh in a year.

Rewards Redemption Fee

Rs 99/- per request

Foreign Currency Markup

3.5% per conversion

Interest Rates

3.5% per month (42% per annum)

Fuel Surcharge

1 % on fuel transactions across all petrol pumps in India

Cash Advance Charges

2.5% of withdrawal amount, subject to a minimum of ₹300


Product Details
  • Yatra E-gift vouchers worth Rs 8250/- as welcome gift
  • Get Rs 1000 off on domestic flight bookings
  • Get Rs Rs. 4,000 off on international flight bookings
  • Annual fee of Rs 499 plus applicable taxes
  • Enjoy 20% off on domestic hotels
  • Annual fee waiver if you spend Rs 1 lac
  • Complimentary air accidental cover worth Rs 50 lacs
  • 1% fuel surcharge  waiver on fuel purchases across all petrol pumps in India



Yatra SBI Credit Card Features & Benefits

Welcome Benefit

As a welcome benefit, you will receive Yatra e-gift vouchers worth ₹8250/—after paying the membership fee of ₹499/—. These vouchers will be sent to your registered email address or mobile number within 15 days.

  • You get 2 domestic travel vouchers worth ₹500 and 2 international travel vouchers worth Rs 1000.
  • You also get a voucher for domestic holidays worth ₹1500/- and a voucher for international holidays worth ₹3000/-
  • A hotel booking voucher worth ₹750/-
  • Two or more vouchers can not be clubbed together while booking.
  • These discount vouchers should be used before the expiry date.

Travel Benefits

  • You get Rs 1000 off on domestic flight bookings, which can be availed on a minimum transaction of ₹5000/-
  • You also get Rs ₹4,000 off on international flight bookings that can be availed on a minimum transaction of ₹40,000
  • Enjoy 20% off on domestic hotels, which can be availed after a transaction of ₹3000/- and is subject to a maximum discount of ₹2000/-
  • Use promo code TRAVEL to avail of this offer on bookings It can be used a maximum of up to 6 times.
  • Discount offers can not be clubbed with any other offer

Reward Points

With this credit card, you can earn 6 Reward Points per Rs. 100 you spend on groceries, Movies, Department Stores, Entertainment, and Dining and  1 Reward Point per Rs. 100 spent on all other categories. The Reward Point limit is capped at 5000 points per calendar month. The reward value provided by this card is ₹0.25. A minimum of 1000 reward points is a set redemption limit, which can be redeemed for Yatra vouchers.

Annual Fee Waiver

You can get an annual fee waiver if you spend ₹1 lakh or more in a year using this credit card.

Insurance and Fuel Surcharge Benefit

  • With this credit card, you get a complimentary air accidental cover of ₹50 lakhs, which is provided to Primary cardholders only.
  • Using this credit card, you can waive the fuel surcharge of 1% on fuel purchases across all petrol pumps in India, subject to a maximum limit of ₹100.

Yatra SBI Credit Card Review

This card is the one for you if you are a frequent traveler and can help you make your travel cheaper. This card comes loaded with offers and discounts on flight bookings and hotel bookings for its customers. Yatra SBI card provides a lower reward rate on general spending but offers a higher percentage of 1.5% reward rate on retail, groceries, dining, entertainment, and international purchases. SBI Yatra Card is beneficial for consumers who frequently book domestic hotels. Drop your views on the card down in the comment section.

FAQs:

What is minimum threshold limit for redeeming reward point?

The minimum threshold limit for redeeming is 1000 reward points

Does this card provides any fuel surcharge waiver?

Yes, this card provides fuel surcharge  waiver of 1 %  on fuel transactions across all petrol pumps in India

What is the reward point limit capped in a calendar month?

Reward Point limit is capped at 5000 points per calendar month

What is validity period for Reward Points accumulated?

The validity period for reward points is 2 years from the date of accumulation

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