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BPCL SBI Credit Card Features and Benefits

BPCL SBI Credit Card Welcome Benefits:

2,000 Bonus Reward Points worth Rs. 500 on the realization of the annual fee (credited after 20 days of the payment of the joining fee).

Milestone Benefit:

The renewal fee of Rs. 499 for this credit card can be waived if the cardholder is able to spend Rs. 50,000 or more using his credit card in an anniversary year.

Movie and Dining Benefits:

5X Reward Points (5 Points per Rs. 100) on movie and dining spends.

Fuel Surcharge Waiver:

• 1% fuel surcharge waiver at all fuel stations across India on every transaction of up to Rs. 4,000.
• The maximum surcharge waiver is capped at Rs. 100 per statement cycle.

BPCL SBI Credit Card Reward Points

• 1 Reward Point for every Rs. 100 spent on non-fuel transactions using this card.
• 5 Reward Points on every Rs. 100 spent on groceries, departmental stores, dining, and movies (max 5,000 Reward Points per month at an accelerated rate).
• 13 Reward Points on every Rs. 100 spent on fuel purchases at BPCL stations (max 1,300 Reward Points per month at an accelerated rate)
• Annual savings of nearly 50 litres of fuel.
• No reward points are earned on wallet reloads and recharges.

BPCL SBI Credit Card Rewards Redemption:

Reward points can be redeemed in the following ways:

• On sbicard.com or on SBI’s mobile app for purchasing gift vouchers.
• Against cash (i.e. against the statement balance of the card) by writing an email or calling SBI’s customer care.
• At BPCL fuel stations.
• 4 Reward Points are equivalent to Re. 1.
• The reward points earned expire after 2 years (24 months) from the date of accumulation.

BPCL SBI Credit Card Fees and Charges

Given below are the fees associated with the BPCL SBI Credit Card.

Joining/Annual Fees:

With this card, you would have to pay jogging and renewal charges of Rs. 499 plus applicable taxes.

Reward Redemption Fees:

BPCL SBI Credit Card holders are charged a Rs. 99 reward redemption fee.

Late Payment Charges:

• Amount due from Rs. 0- Rs. 500 – Nil
• Amount due is between Rs. 500 and Rs. 1,000 – Rs. 400
• Amount due is more than Rs. 1,000 and up to Rs. 10,000, then Rs. 750
• Rs. 950 for the amount due of more than Rs. 10,000 less than 25,000
• Rs. 1,100 for an amount greater than Rs. 25,000 but less than Rs. 50,000
• If the amount due is greater than Rs. 50,000, then Rs. 1,300 is chargeable

How To Apply for a BPCL SBI Credit Card?

Easily apply for a BPCL SBI Credit Card with Card Insider. You can click on Apply now at the top of the page.

BPCL SBI Credit Card Limit

The specific credit limit for your BPCL SBI Credit Card is not revealed in advance. You will receive this information upon delivery of your card. Your credit limit depends on several factors, including your credit history and monthly income.

BPCL SBI Credit Card Review

BPCL SBI Credit Card is a decent fuel credit card in the entry-level segment. You not only get a total value back of 4.25% (including the surcharge waiver of 1%) on fuel purchases but also a good reward rate on movie, dining, grocery and departmental store spends. Fuel is a basic necessity in today’s world. This credit card can help you save on this necessary expense.